ΒΙΟΓΡΑΦΙΚΟ ΣΗΜΕΙΩΜΑ ΣΥΜΕΩΝ ΚΑΡΑΦΟΛΑΣ Καθηγητής Τµήµα Λογιστικής και Χρηµατοοικονοµικής Σχολή ιοίκησης και Οικονοµίας Σπουδές 1986, ιδακτορικό στις οικονοµικές επιστήµες, Université Lumière Lyon 2, Lyon, Γαλλία, Faculté de Sciences Economiques et de Gestion 1983, Μεταπτυχιακό Diplôme d Etudes Approfondies στις οικονοµικές επιστήµες (Νόµισµα-Χρηµατοδοτήσεις-Τράπεζα), Université Grenoble II, Grenoble, Γαλλία, Faculté de Sciences Economiques 1983, Πτυχίο, Diplôme d Etudes Politiques, Université Grenoble II, Grenoble, Γαλλία, Institut d Etudes Politiques, 1982, Πτυχίο, Maitrise στις οικονοµικές επιστήµες, Université Grenoble II, Grenoble, France, Faculté de Sciences Economiques Ακαδημαϊκή Προϋπηρεσία 2014 Ιούνιος - : Τµήµα Λογιστικής και Χρηµατοοικονοµικής, Καθηγητής Χρηµατοοικονοµικής ιοίκησης 2002-2013 : Τµήµα Χρηµατοοικονοµικών Εφαρµογών µε µετάταξη από το Τµήµα Λογιστικής του ΤΕΙ υτικής Μακεδονίας 2006-208 Ελληνικό Ανοικτό Πανεπιστήµιο (ΕΑΠ) Μεταπτυχιακό τµήµα «Τραπεζική»: Επίβλεψη µεταπτυχιακών διατριβών 2006-2008: Πανεπιστήµιο Μακεδονίας - ΤΕΙ υτικής Μακεδονίας, Μεταπτυχιακό Τµήµα «Εφαρµοσµένη Πληροφορική». 1998-2001 Τµήµα Λογιστικής, ΤΕΙ υτικής Μακεδονίας. 1996-1997, Πανεπιστήµιο Μακεδονίας, Ερευνητής στο Οικονοµικό Τµήµα του Πανεπιστηµίου Μακεδονίας µε Μεταδιδακτορική υποτροφία της Ευρωπαϊκής Ενωσης 1994-1995, Université Lumière Lyon 2, Γαλλία, Ερευνητής στο µεταπτυχιακό τµήµα Νόµισµα-Χρηµατοδότηση-Τράπεζα του µε Μεταδιδακτορική υποτροφία της Ευρωπαϊκής Ενωσης Διοικητικές θέσεις Διοικητικό έργο 2001 2008 : Τµήµα Χρηµατοοικονοµικών Εφαρµογών, Προϊστάµενος του Τµήµατος, 1999-2013 : Μέλος της Επιτροπής Εκπαίδευσης και Ερευνας του ΤΕΙ υτικής Μακεδονίας ως εκπρόσωπος του Τµήµατος Λογιστικής και στη συνέχεια του Τµήµατος Χρηµατοοικονοµικών Εφαρµογών 2013 - : Μέλος της Μονάδας ιασφάλισης Ποιότητας (ΜΟ ΙΠ) του ΤΕΙ υτικής Μακεδονίας 2001-2013: Υπεύθυνος για το Τµήµα Χρηµατοοικονοµικών Εφαρµογών του Ευρωπαϊκού Προγράµµατος Erasmus. 1999-2000: Μέλος της οµάδας µελέτης για τη δηµιουργία του Τµήµατος Χρηµατοοικονοµικών Εφαρµογών στο ΤΕΙ υτικής Μακεδονίας. 1
2001-2006: Μέλος της Επιστηµονικής Επιτροπής του ΕΠΕΑΕΚ για την αναφόρφωση της Βιβλιοθήκης του ΤΕΙ υτικής Μακεδονίας. Μέλος εκλεκτορικών επιτροπών σε τριτοβάθµια ιδρύµατα * Universidad de Jaén (Spain), ιδακτορική διατριβή * University College of Cork, Ireland, Εκλογική διαδικασία µέλους ΕΠ * ΤΕΙ, εκλογικές διαδικασίες µελών Ε.Π.: Αθηνών,. Μακεδονίας, Ηπείρου, Θεσσαλονίκης, Ιονίων Νήσων, Καβάλας, Καλαµάτας, Κρήτης, Πάτρας, Σερρών, Στερεάς Ελλάδας Συµµετοχή σε επιτροπές του ΤΕΙ υτικής Μακεδονίας Δημοσιεύσεις και Μελέτες 1/ ηµοσιεύεσεις σε διεθνή επιστηµονικά περιοδικά και βιβλία µε κριτές (από το 2005 και µετά) S. Karafolas, The credit cooperative system in Greece, in The credit cooperative systems in the European Union, ( εκτό για δηµοσίευση) S. Karafolas, 2013, Public financial support to investments in rural areas: the case of the region of Thessaly in Greece, International Journal of Economic Sciences and Applied Research, 6 (2), 81-101 S. Karafolas* et A. Katarachia, 2013, Les coopératives agricoles en Grèce : changements structurels et adaptation au contexte de crise, Revue Internationale de l Economie Sociale, no 329, Juillet, 108-118 S. Karafolas, 2012, The annual demand for seasonal immigrant labor in Greece and its influence on the entrance of Albanian workers, Transition Studies Review, 19, 2, 179-194 S. Karafolas, 2011, Economic consequences of natural disasters on a touristic area; the case of fires in Chalkidiki, Greece, at 2006, in Tourism in an Era of Uncertainty, Editors, Andriotis, K., Theoharus, A., and F. Kotsi, International Association for Tourism Policy, Cyprus, ISBN 978-9963- 9799-3-6, ISSN 1986-4256, pp. 297-307 S. Karafolas, 2011, The legislation of the Creek cooperative credit system, Cahiers de l'économie sociale, no 7, 325-336 S. Karafolas* and G. Konteos, 2010, Local factors influencing activities of Greek cooperative banks, Revista de Estudios Cooperativos (REVESCO), no 103, 59-74 S. Karafolas* and G. Konteos, 2010, "The choice of money transfer methods in the case of Albanian immigrants in Greece" Transition Studies Review, 16, 962 978 S. Karafolas* and N. Katarachia, 2009, Legislative framework on agriculture and credit cooperatives in Greece, in D. Hiez, Droit compare des cooperatives europeennes, Larcier, Collections de l Universite de Luxembourg, 95-114 S. Karafolas* and N. Sariannidis, 2009, The Banking network as a transmission channel of migrant remittances: the case of Greek and Italian banks in Albania, Transition Studies Review, 15, 674-684 2
S. Karafolas, 2009, The LEADER II initiative as an investment measure: a comparison to public investments for financing investments in the case of the region of West Macedonia, Greece, Review of Economic Science, 15, 153-168 S. Karafolas* and E. Pitoska, 2008, Economic Evaluation of an Agricultural Cooperative: the case of Agricultural Cooperative of Episkopi, Greece, Les Cahiers de l Economie Sociale, no 6, 39-56 S. Karafolas, 2007, Wine Roads in Greece: a ccoperation for the Development of Local tourism in Rural Areas, Journal of Rural Cooperation (35) 1, 71-90 S. Karafolas, 2006, Creating a non profit network of producers for the development of the local culture and local tourism: the case of wine roads of Northern Greece, Review of International Cooperation, Vol. 99, no 1, 36-43 S. Karafolas* and N. Sariannidis, 2006, The role of immigrants remittances in bank activities abroad: the case of Portuguese banks in France during the period 1972-1992, in Z. Sevic, Accounting and Finance in Transition, Greenwich University Press,. 265-280 S. Karafolas, 2005, Development and Prospects of the Greek Cooperative Credit System, Journal of Rural Cooperation, vol. 33, nο 1, 3-20 (* corresponding author) 2/ Πρωτότυπες µονογραφίες Μεταδιδακτορική διατριβή: Karafolas Simeon, "Les banques coopératives en Grèce", Πανεπιστήµιο Μακεδονίας, Απρίλιος 1997, Θεσσαλονίκη Μεταδιδακτορική διατριβή: Karafolas Simeon, "Le rôle de l ιmmigration dans internationalisation des banques ( quatre cas : Espagne, Grèce, Italie, Portugal )", Université Lumière - Lyon 2, Νοέµβριος 1995, Lyon, France. 3/ Εκδότης - Βιβλία Chaves, R., Monzon, J.L., Stryjan, Y., Spear, R. S. Karafolas, (editors), 2005, The future of co-operatives in a growing Europe, CIRIEC Espana, Valencia, Spain Chaves, R., Monzon, J.L., Stryjan, Y., Spear, R. y S. Karafolas, (editors), 2004, El Futuro de las Cooperativas en une Europa en crecimiento, CIRIEC Espana, Valencia, Spain Karafolas, S., Spear, R. and Y. Styjan, (editors), 2003, Local Society and Global Economy: the Role of cooperatives, Editions Helin, Athens 4/ Ανακοινώσεις σε διεθνή επιστηµονικά συνέδρια µε κριτές (από το 2005 και µετά) 3
Karafolas S., 2014, crowdfunding a financing source for start up cooperatives, Cooperatives and local and regional development, ICA Global Research Conference 2014, University Juraj Dobrila, June 18-21, Pula, Croatia Karafolas S. * and M. Wozniak, 2014, "Loan Guarantee schemes: public and private examples" World Academy of Scienes and Technology (WASET), Population and Development conference, 18-22 May, Paris, France. Karafolas S., 2014, Unemployment effects of the Greek crisis: a regional examination, The Economies of Balkan and Eastern Europe Countries in the changed World, 6th International Conference, University of Nis and Eastern Macedonia and Thrace Institute of Technology, May 9-10, Nis, Serbia Karafolas S., 2013, Greek cooperative banks in the financial and economic crisis: a balance sheet analysis, Cooperatives during crisis and post-crisis period, ICA Global Research Conference 2013, European Univeristy of Cyprus, June, Nicosia, Cyprus Karafolas S. * and A. Alexandrakis, 2013, The annual demand for seasonal immigrant labor in Greece during the crisis period, The Economies of Balkan and Eastern Europe Countries in the changed World, 5th International Conference, University of Instabul and TEI of Kavala, May 9-12, Istanbul, Turkey Karafolas S. * and A. Katarachia, 2012, The evolution of the legislation for the agriculture cooperatives in Greece: the new trends, Société Française de l Economie Rurale, Diversité et durabilité des modèles agricoles coopératifs dans un contexte de crises de la mondialisation, ESSEC Business School, Paris, 6-7 Novembre 2012 Karafolas S., 2012, Cooperatives in the local market: the case of Greek cooperative banks in the local banking market, International Cooperative Alliance and Canadian Association for the study of Cooperative, Cooperating for Change in the International Year of Cooperatives, University of Quebec at Montreal, Montreal, June 24-27 Karafolas S., 2012, The role of the banking affiliates at the Balkan countries for the Greek banks, Management of International Business and Economics Systems, TEI of Larisa, Larisa May 25-27, Banica L., Karafolas, S *, and D. Pirvu, 2012, Credit cooperative systems in Balkan countries: The case of Greece and Romania, 4 th International Conference: The Economies of Balkan and Eastern Europe Countries in the Changed World, TEI of Kavala, University of National and World Economy, St Kliment Ohridski University, Sofia, Bulgaria, May 11-13 Karafolas S., 2011, Economic consequences of natural disasters on a touristic area; the case of fires in Chalkidiki, Greece at 2006, International Conference on Tourism, Tourism in an Era of Uncertainty, Rhodes, 27-30 April Karafolas S., 2010, The demand for annual workers in Greece and its influence on the entrance of Albanian workers The World Bank International Conference, Poverty and Social Inclusion in the Western Balkans, Brussels, 14-15 December Karafolas S., 2010, The legislation of the Creek cooperative credit system, International Cooperative Alliance European Research Conference, Universite Lyon, Co-operatives contributions to a plural economy, Lyon, France 2-4 September. 4
Karafolas S., 2009, Local financial factors influencing activities of Greek cooperative banks ICA Research Conference, Queen s College, Oxford, People before profit: the response of cooperatives to the global financial crisis and economic recession, Oxford, United Kingdom, 2-4 September. Karafolas S., 2009, Public aid on financing the infrastructure for the rural areas, the LEADER + initiative in Greece, 48 th European Congress of the European Regional Science Association Territorial Cohesion of Europe and Integrative Planning, Lodz, Ploand, 25-29 August Karafolas S. and G. Konteos, 2009, "The choice of money transfer methods in the case of Albanian immigrants in Greece" World Academy of Scienes and Technology (WASET), Population and Development conference, Paris, 24-26 June Karafolas S., 2007, The cooperative credit system in the Greek banking market: structure and potentialities, "Economics of cooperative banking", Helsinki School of Economics, Helsinki, Finland, 7-8 December Karafolas S., 2007, Investments through the LEADER II program in the region of West Macedonia, Greece: a comparison to investments under the development laws 1892/1990 and 2601/1998, 47 th European Congress of the Regional Science Association Local governance and sustainable development, Paris, France, August 29 September 2 Karafolas S., 2006, Greek banks in Balkan countries: an examination of the network created and its importance for the parent banks International conference, Innovation, Entrepreneurship and Competitiveness in Balkan and Black Sea countries, TEI of Kavala and TEI of Thessalonica, Kavala, Greece, 3-5 November Karafolas S. and E. Pitoska, 2006, Economic and Social Evaluation of an Agricultural Cooperative: the Case of the Agricultural Cooperative of Episkopi, Greece, ICA International Conference: The Cooperative Response to Civil Society s New Expectations, ICA and Conservatoire National des Arts et Metiers, Paris, France, 19-22 October Karafolas S., 2006, Activities of Greek banks in Balkan countries: a comparative balance sheet and income analysis between affiliate banks in Balkan countries, European Regional Science Association Annual Conference, Enlargement, Southern Europe and Mediterranean, University of Thessaly, Volos, August 30 September 3 Karafolas S., 2005, Creating a non profit network of producers for the development of the local culture and local tourism: the case of wine roads of Northern Greece, ICA International Conference: The contribution of co-operatives to community culture, ICA and University College of Cork, Cork, Ireland, 11-14 August Karafolas S., 2005, A note on Albanian immigrants remittances: the involvment of the financial network on remittances between Greece and Albania OECD international conference on Migration, Remittances and the Economic Development of Sending Countries, Marrakesh, Morroco, 23-25 February (* corresponding author) 5
5/ ιαλέξεις σε πανεπιστήµια του εξωτερικού Karafolas S., 2014, Credit cooperative system and financing of SMEs., Universidad de Castilla-La Mancha, Facultad de Ciencias Sociales, Spain, April, Erasmus Program Karafolas S., 2013, Economic consequences of natural disasters; the case of fires in Chalkidiki, Greece, at 2006, AGH University of Science and Technology of Krakow, Department of Business, (προσκεκληµένος οµιλητής) Karafolas S., 2013, Bonnes pratiques pour le financement des PMEs και Credit cooperative, University of Lille 1, France, November, Erasmus Program Karafolas S., 2012, Credit cooperative system in Greece and other EU countries και Public finance especially on the Greek case related to public debt and deficit and that in comparison to other EU countries, European University of Cyprus, April, Erasmus program Karafolas S., 2011, Greek cooperative banks: structure, development and part in the banking market, University of Bologna-School of Economics in Forli, May, Erasmus program Karafolas S, 2010, Banques et cooperatives en Grece: quel apport à l economie?, Conservatoire National des Arts et Métiers, Paris, 1 Juin, Programme Erasmus Karafolas S., 2008, How immigrants transfer their savings: the case of Albanian immigrants in Greece, The Center for Comparative Immigration Studies, University of California, San Diego, November (Προσκεκληµένος οµιλητής) Karafolas S., 2008, Le crédit coopératif grec et sa place dans le marche bancaire grec, Université Lyon 2, Ecole de Gestion et d Economie, Octobre, Erasmus program 6/ Μελέτες µε εφαρµογή στην τεχνολογία και την εκαπιδευτική διαδικασία του ΤΕΙ υτικής Μακεδονίας (από το 2005 και µετά) Σ. Καραφολας. 2012-2014, Development of Interregional Financial ASSistance to SMEs and of non-grant instruments (DIFASS) του προγράµµατος της Ευρωπαϊκής Ενωσης INTERREG IVC Σ. Καραφόλας, 2007-2009, «Προσέλκυση επενδύσεων και δηµιουργία γραφείου one shop stop στην Ηµαθία» Πρόγραµµα MODELE, INTERREG 3C Σ. Καραφόλας, Ι. Γεωργουβιά, Ε. Γράβας, 2007, «Οδηγός πτυχιούχων Τµήµατος Χρηµατοοικονοµικών Εφαρµογών», Γραφείο ιασύνδεσης ΤΕΙ υτικής Μακεδονίας, ΕΠΕΑΕΚ. Καραφόλας και άλλοι, 2004-2006 «Οι Ελληνικές τράπεζες στις βαλκανικές χώρες (χώρες υπό µετάβαση στην οικονοµία της αγοράς)» Πρόγραµµα «Αρχιµήδης - Ενίσχυση ερευνητικών οµάδων στα ΤΕΙ»,. Σ. Καραφόλας, 2005, "Επιχειρήσεις και χρηµατοπιστωτικός τοµέας στη υτική Μακεδονία", Κέντρο Επιχειρηµατικής και Τεχνολογικής Ανάπτυξης (ΚΕΤΑ) υτικής Μακεδονίας, Κοζάνη 6
Σ. Καραφόλας και άλλοι, 2005, «Οδηγός χρηµατοδότησης επιχειρήσεων», Κέντρο Επιχειρηµαρικής και Τεχνολογικής Ανάπτυξης (ΚΕΤΑ) υτικής Μακεδονίας, Κοζάνη, Νοέµβριος Ετεροαναφορές Περιόδου 2009-2013: Αναφέρονται µόνον οι εργασίες στις οποίες έχουν βρεθεί ετεροαναφορές την περίοδο 2009-2013 καθώς και οι ετεροαναφορές µόνο για την περίοδο 2009-2013 Karafolas, S., and G. Mantakas, 1996, "A note on cost structure and economies of scale in Greek banking" Journal of Banking and Finance, 20, February, pp. 377-387, στο: Kazuyuki Inagaki, 2013, Adjustment Costs in the Japanese Banking Sector, International Journal of Business, 18(4), 307-318 Τράπεζα της Ελλάδος, 2013, Ο τραπεζικός τοµέας στην Ελλάδα, 25, Μάρτιος-Απρίλιος Schiniotakis, N.I., 2012, Profitability factors and efficiency of Greek banks, EuroMed Journal of Business, 7(2):185-200. Jaya Sangeetha, 2012, Financial Crisis and Omani Commercial Banks: A Performance Review, European Journal of Business and Management, Vol 4, No.8, 2012 pp. 171-177 Stathas, O., K. Kosmidou, Doumpos, M., and C. Zoupounidis, 2002, A multicriteria approach to asses banking performance: the case of Greece, in C. Zoupounidis, editor, New trends in banking management, Physica Verlag E. G.Tsionas, E.N.Papadakis, 2010, A Bayesian approach to statistical inference in stochastic DEA, Omega 38 (2010) 309 314 Fotios Pasiouras, Emmanouil Sifodaskalakis, 2010, "Total factor productivity change of Greek cooperative banks", Managerial Finance, Vol. 36 Iss: 4, pp.337-353 Lykogiannis, A., 2010, The Greek Post-War Economy 1945-2005: A Bibliography, Alyko editions Natalie Caroline James, 2010, Scale Economies in MFIs Abroad and Comparable US Financial Institutions, A dissertation submitted to the Graduate Faculty of Auburn University in partial fulfillment of the requirements for the Degree of Doctor of Philosophy Auburn, Alabama May 14, 2010, etd.auburn.edu/etd/bitstream/handle/.../natalie's%20dissertation6-2-2.pdf?... Panagiotis E. Dimitropoulos, Dimitrios Asteriou, Evangelos Koumanakos, The Relevance of Earnings and Cash Flows in a Heavily Regulated Industry: Evidence from the Greek Banking Sector, www.eefs.eu/conf/warsaw/papers/518.doc John Aggelis, The Impact of the Euro on the Retail Bank Interest Rate Pass-Through, Department of Economics, Leeds University Business School, The University of Leeds Chrysovalantis Gaganis, Aggeliki Liadaki, Michael Doumpos, Constantin Zopounidis, (2009) "Estimating and analyzing the efficiency and productivity of bank branches: Evidence from Greece", Managerial Finance, Vol. 35 Iss: 2, pp.202-218 7
Duarte Brito, Pedro Pereira, Tiago Ribeiro, 2009, Estimating the Demand for Mortgage Loans with an Application to Merger Analysis, Conferencia do Banco do Potugal, Portuguese Economic Development in the European Context, Proceedings, 67-122, March 6 5 ο / S. Karafolas, 1998, "The migrant remittances in Greece and Portugal: an examination of the distribution by country of provenance and the role of the banking presence ; International Migration, vol. 36, no 3, pp. 357-381, στο: Franklin Goza and Igor Ryabov, 2012, Remittance Activity among Brazilians in the US and Canada, International Migration, Vol. 50 (4), 157-185 Panagiotis Liargovas and Spyridon Repousis, 2012, Underground banking or hawala and Greece-Albania remittance corridor, Journal of Money Laundering Control Vol. 14 Iss: 4 pp. 313-323 2009, Remittance activity among Brazilians in the USA and Canada, iussp2009.princeton.edu/papers/93309 http://iussp2009.princeton.edu/papers/93309 Eduardo Fernández Guzmán, Héctor Daniel Vega Macías y Rubén Ramírez Arellano, 2011, Migración e inversión productiva. Problemas centrales., in María del Carmen Cebada Contreras y Eduardo Fernández, (Coordinadores) Diversidad Cultural y Migración (Economía, cultura, salud y política) Buch C. and A. Kuckulenz, 2010, Worker remittances and capital flows to developing countries, International Migration, 48 (5), 89-117 Franklin Goza, and Igor Ryabov, 2010, Remittances Activity among Brazilians in the US and Canada, International Migration, Article first published online: 15 Jan 2010 José de Sousay, Laetitia Duval, Francois-Charles Wolff, Ana Bleahu, Rodica Calmuc, 2009, Determinants and Implications of Remittances in Albania and Romania, Global Devekopment Network. S. Karafolas, 2005, A note on Albanian immigrants remittances: the involvment of the financial network on remittances between Greece and Albania OECD international conference on Migration, Remittances and the Economic Development of sending Countries, Marrakesh, Morroco, 23-25 February στο: International Agency for Source Country Information (IASCI), 2010, Maximizing the Development Impact of Migration Related Financial Flows and Investment to Albania, Vienna, DEVINRO, IFAD S. Karafolas, 2001, "The role of the banking presence in facilitating remittances flows: the case of Greece and Portugal, International conference: The return of highly qualified emigrants to Bulgaria, Sofia Bulgaria, 29-30 June στο: 8
Lianos, T., anf Glytsos, N., Remittances in Europe, in InterAmerican Development Bank, Part 4 Focus on Europe, the Middle East and Asia, pp. 297-317, http://wwwisis.ufg.edu.sv/wwwisis/documentos/eb/336.2424-b573/336.2424-b573- Focus%20on%20latin%20america%20and%20the%20caribbean.pdf 9 ο / S. Karafolas, 2005, Creating a non profit network of producers for the development of the local culture and local tourism: the case of wine roads of Northern Greece, ICA International Conference: The contribution of co-operatives to community culture, ICA and University College of Cork, Cork, Ireland, 11-14 August, στο Στέλλα Μαρινάκη, 2011, Ο Οινικός τουρισµός στην κρήτη. Υφιστάµενη κατάσταση και προοπτικές ανάπτυξης, ΤΕΙ Κρήτης, Σχολή ιοίκησης και Οικονοµίας, Τµήµα, Εµπορίας και διαφήµισης Lagos, D., Papathanasiou-Zuhrt, D., and G. Triantafylou, 2011, Wine tourism and business clusters in the Greek tourism industry, http://pc.parnu.ee/~htooman/eurochrie/welcome%20to%20eurochrie%20dubai%202008/papers/wine% 20TOURISM%20NETWORKS%20AND%20BUSINESS%20CLUSTERS.pdf DalBo, G., Pichler, S., and H. Pechlaner, H. 2010, Succes factors for the tourist management of wine routes, Percursos & Ideias, Cadernos de Tourismo, no 2, 2e serie, pp. 40-48 G. Dal Bo, 2010, Succes factors for the tourist management of wine routes, Institute for regional development and location management, 23/06/2010, www.iscet.pt/sites/default/files/cit2010/powerpoint/.../giulia_dalbo.pdf Vlachvei, A. and O. Notta, 2009, Wine Routes in Greece: Producers Perceptions and Economic Implications, International Journal of Arts and Sciences 3(2): 95-106 Iakovou, E., Vlachos D., and D. Aidonis, 2009, A strategic methodological framework for the development of gastronomic tourism: a Greek region s experience, International Journal of Innovation and Regional Development, 1, 3, 301-310 Karafolas, S. (2006). Creating a Nonprofit Network of Producers for the Development of Local Culture and Tourism: The Case of the Wine Roads in Northern Greece, Review of International Cooperation, Vol. 99, Nº 1, pp. 36-43, στο NOISIS, 2013, Καταγραφή Αναπτυξιακών ιαστάσεων του Οινικού Τουρισµού, ιασυνοριακό ίκτυο για την Προώθηση των Οινικών Προϊόντων/Cross-border Network for the Promotion of Wine Products Cristσvγo, Artur (2011), Acηγo colectiva e turismo em espaηo rural: as Rotas do Vinho e do Azeite no Douro e Tras-- os-- Montes, Portugal, in Marcelino de Souza e Ivo Elesbγo (Orgs.), Turismo Rural: Iniciativas e Inovaηυes. Porto Alegre: Ed. Da UFRGS, pp. 101-- 141. S. Karafolas, 2005, Development and prospects of the Greek cooperative credit system. Journal of Rural Cooperation, 33 (1): 3 20, στο 9
Melian-Navarro A., 2009, The Role of Co-operative banking System in the European Union-27: an Analysis of the Spanish Case, Agricultura Tropica et Subtropica, vol. 42 (3), 138-144 S. Karafolas, 2006, Activities of Greek banks in Balkan countries: a comparative balance sheet and income analysis between affiliate banks in Balkan countries, European Regional Science Association Annual Conference, Enlargement, Southern Europe and Mediterranean, University of Thessaly, Volos, August 30 September 3 στο Pasiouras Fotis, 2012, Greek Banking: From the Pre-Euro Reforms to the Financial Crisis and Beyond, Palgrave McMillan S. Karafolas, 2007, Wine roads in Greece: A cooperation for the development of local tourism in rural areas, Journal of Rural Cooperation, 2007, 35 (1), 71-90, στο Ντασοπούλου Βασιλική, 2011, «Οινικός τουρισµός: Η περίπτωση των δρόµων του κρασιού της περιοχής Μαντινείας» ιατριβή, Μεταπτυχιακό τµήµα Γεωπονικό Πανεπιστήµιο Αθηνών, Τµήµα Αγροτικής Οικονοµίας και Ανάπτυξης Chatzitheodoridis, F., Michailidis, A., Theodosiou, G. and E. Loizou, 2013, Local Cooperation: A Dynamic Force for Endogenous Rural Development in Balkan and Eastern European Countries in the Midst of the Global Economic Crisis, Editors:A. karasavoglou and P. Polychronidou, pp. 121-132 Σ. Μαρινάκη, 2011, Ο Οινικός Τουρισµός στην Κρήτη. Υφιστάµενη Κατάσταση και προοπτικές Ανάπτυξης, Πτυχιακή Εργασία, ΤΕΙ Κρήτης, Τµήµα Εµπρίας και ιαφήµισης, http://nefeli.lib.teicrete.gr/browse/sdo/mk/2011/marinakistella/attached-document- 1321441140-364464-24195/MarinakiStella.pdf Kubal, M. and B. Piziak, 2011, Wine roads in rural areas polish conditions after trandformation, Journal of Settlements and Spatial Planning, pp. 135-144 http://geografie.ubbcluj.ro/jssp/arhiva2_2010/06jssp022010.pdf Widawski, K., 2011, Wybrane element dziedzictwa kulturowego srodowiska wiejskiego ich wykorzystanie w turystyce na przykladzie Hiszpanii I Polski, Institut Geografii, Rozwolu Regionalnego Uniwersytetu Wroctawskiego, Wroclaw Maria Alebaki, Olga Iakovidou, 2010, Wine Industries in Economics - Viticultural Tourism and New Activities Initiatives towards wine tourism development in Greece, Palermo, www.vdqs.net Maria Alebaki, Olga Iakovidou, 2010, Segmenting the Greek wine tourism market using a motivational approcach, NET MEDIT Journal, n. 4/2010 Τζώτζης, Γ., και Ν. Αθανασίου, 2010, Η συµβολή ενός δικτύου οινοτουρισµού στην ανάπτυξη του αµπελώνα της Μακεδονίας, 11 ο Πανελλήνιο Συνέδριο ιοίκησης Αθλητισµού, Αναψυχής και Αθηλτικού Τουρισµού, ΤΕΦΑΑ και Αριστοτέλειο Πανεπιστήµιο Θεσσαλονίκης, Σέρρες, 3-5 εκ3µβρίου, Πρακτικά Συνεδρίου, σ. 82-85 10
Tomas Lopez-Guzman, Sandra Maria Sanchez Canizares and Rodriguez Garcia, 2009, Wine routes in Spain: A case study, Tourism Original Scientific paper, vol. 57, No 4, p. 421-434 Karafolas S. 1986, " L internationalisation du système bancaire grec ", Université Lumière - Lyon 2, Σεπτέµβριος 1986, Lyon, France, στο: Pasiouras Fotis, 2012, Greek Banking: From the Pre-Euro Reforms to the Financial Crisis and Beyond, Palgrave McMillan S. Karafolas and N. Sariannidis, 2009, The Banking Network as a Transmission Channel of Migrant Remittances: the Case of Greek and Italian Banks in Albania, Transition Studies Review, 15: 674-684 στο Kosse A. and Vermeulen R. (2013) "Migrants' Choice of Remittance Channel: Do General Payment Habits Play a Role?." De Nederlandsche Bank Working Paper No. 375. Siegel M. and Luecke M. (2013) "Migrant transnationalism and the choice of transfer channels for remittances: the case of Moldova." Global Networks, 13, 120-141. Julie Vullnetari,Russell King, 2011, Remittances, Gender and Development: Albania's Society and Economy in Transition, & Co Ltd, London Μπουχλουτζή Αναστασία, 2009, Η ενδοευρωπαϊκή µετανάστασυση µετά το 1990, Αριστοτέλειο Πανεπιστήµιο Θεσσαλονίκης, ιατριβή στο Μεταπτυχιακό Πρόγραµµα στη «ιοίκηση και Οικονοµία» Amrita Sharma and Karim Knio, 2011, Financial Globalization and the Mechanisms of Migrants Remittance: Formed by Supply or Demand? in, Thanh-Dam Truong Des Gasper, Editors, Transnational Migration and Human Security The Migration Development Security Nexus, Hexagon Series on Human and Environmental Security and Peace Vol. 6, Series Editor: Hans Günter Brauch, Springer-Verlag Berlin Heidelberg 2011, 103-115 OECD, Centro De Desarollo, 2009, Perpsectives Economicas de America Latina, 2010, Capitulo 4: Fluhos de Remesas e Desarollo Financiero, Paris Amrita Sharma, 2009, The Rise of Global Remittance Architecture: a Demand (or Supply) Driven Phenomenon?, Thesis for the Master of Arts in Public Policy, Central European University, Department of Public Policy, Budapest Blouchoutzi, A., and Ch. Nikas, 2010, The macroeconomic implications of emigrants remittances in Romania, Bulgaria and Albania, Post-Communist Economies, Vol. 22, 4, 547-558 S. Karafolas and G. Konteos, 2010, Choice of Money transfer Methods in the Case of Albanian Immigrants in Greece Transitional Studies Review, 16, 962-978 στο 11
Siegel M. and Luecke M. (2013) "Migrant transnationalism and the choice of transfer channels for remittances: the case of Moldova." Global Networks, 13, 120-141. Kosse A. and Vermeulen R. (2013) "Migrants' Choice of Remittance Channel: Do General Payment Habits Play a Role?." De Nederlandsche Bank Working Paper No. 375. Julie Vullnetari,Russell King, 2011, Remittances, Gender and Development: Albania's Society and Economy in Transition, & Co Ltd, London Ada Shima, 2011, Setting the rules of the border: The Carrot, the Stick and the Fence? The case of Albanian-Greek migration, London School of Economics, Migration Studies Unit Working Papers, No 2011/05 18o/ Karafolas, S., (2010): The demand for annual workers in Greece and its influence on the entrance of Albanian workers, in The World Bank International Conference, Poverty and Social Inclusion in the Western Balkans, Brussels, 14-15 December. στο Ilir Gedeshi and Elira Jorgoni, 2012, Social Impact of Emigration and Rural-Urban Migration in Central and Eastern Europe: Final Country Report: Albania, European Commission Karafolas, S. and A. Katarachia, 2012, L évolution du cadre législative dans la coopération agricole en Grèce : le nouveau cadre législatif, in Diversité et durabilité des modèles agricoles coopératifs dans un contexte de crises de la mondialisation, Paris, les 6 et 7 novembre 2012, Société Française d Economie Rurale Kontogeorgos, A., Xatzitheodoridis, F. and E. Loizou, 2013, Cooperatives during crisis: the reaction of the Greek Agricultural cooperatives to the crisis, in ICA Global conference, European University of Cyprus, Nikosia, 12-15 June 12
Μη Ακαδημαϊκή Επαγγελματική Εμπειρία ΥΠΟΥΡΓΕΙΟ ΑΝΑΠΤΥΞΗΣ, 1997-1998 Σύµβουλος του Γενικού Γραµµατέα Βιοµηχανίας µε αντικείµενο τους νέους χρηµατοπιστωτικούς θεσµούς και τα προγράµµατα χρηµατοδότησης των µικροµεσαίων επιχειρήσεων ΙΟΝΙΚΗ ΤΡΑΠΕΖΑ, 1987-1994 Τµήµα Οικονοµικών Μελετών. ΜΕΛΟΣ ΕΠΙΤΡΟΠΩΝ ΕΚΤΟΣ ΤΕΙ ΥΤΙΚΗΣ ΜΑΚΕ ΟΝΙΑΣ Υπουργείο Ανάπτυξης, Γενική Γραµµατεία Βιοµηχανίας: Μέλος της Οµάδας Εργασίας για την εξειδίκευση του Επιχειρησιακού Προγράµµατος «Ανταγωνιστικότητα και Ανάπτυξη» : Χρηµατοπιστωτικοί Θεσµοί, (Μέτρο 2.6) : «Φορέας Εγγυοδοσίας» Διεθνείς αναγνωρίσεις υποτροφίες Ευρωπαϊκός Εκπρόσωπος Επιστηµονικής Επιτροπής του παγκόσµιου οργανισµού International Cooperative Alliance Μέλος Επιστηµονικής Επιτροπής στο τµήµα «Social and Cooperative Economy» του διεθνούς επιστηµονικού οργανισµού CIRIEC (Centre International de Recherches et d'information sur l'economie Publique, Sociale et Coopérative) Επιστηµονική Επιτροπή σε διεθνή Επιστηµονικά Περιοδικά: Revue Internationale de l Economie Sociale, (Γαλλία), Review of International Co-operation, (Ελβετία), Studia Negotia, (Ρουµανία). Κριτής άρθρων σε διεθνή επιστηµονικά περιοδικά : Annalas of Public and Cooperative Economics, Global Νetwork, International Migration, Journal of Hospitality Management and Tourism, Journal of Research in Economics and International Finance, Revue Internationale de l Economie Sociale, Studia Negotia, The Manchester School, Μέλος επιστηµονικής ή/και οργανωτικής επιτροπής διεθνών επιστηµονικών συνεδρίων 2014 : EBEEC International Conference, University of Nis, Serbia 2014 : International Cooperative Alliance European Research Conference, University Juraj Dobrila, Croatia 2013: International Conference on Applied Innovations, TEI of Epirus 2013 : 4th CIRIEC International Research Conference og the Social Economy, University Antwerp, Belgium 2013: International Cooperative Alliance European Research Conference, European University of Cyprus, 2013: 5th International Conference, University of Instabul and TEI of Kavala, May 9-12, Istanbul, Turkey 2012: Groupe ESSEC, INRA, Paris 2012: Management of International Business and Economics Systems, TEI of Larisa, Larisa 2012: The Economic of Balkan and Eastern Europe Countries, University of Νational and World Economy, TEI of Kavala, St Klimente Ohridski University, Sofia 2011: International Cooperative Alliance European Research Conference, University of Helsinki, Mikkeli 2010: International Cooperative Alliance European Research Conference, Université de Lyon, 13
Lyon 2006: International Co-operative Alliance, Conservatoire National des Arts et Metiers, Paris 2005: International Co-operative Alliance, University College of Cork, Cork, Ireland 2004: International Center of Research and Information on the Public and Co-operative Economy, University of Valencia, Valencia, Spain 2002: International Co-operative Alliance, TEI υτικής Μακεδονίας Μεταδιδακτορικές υποτροφίες Ευρωπαϊκό πρόγραµµα Human Capital and Mobility: Mεταπτυχιακό τµήµα Νόµισµα- Χρηµατοδότηση-Τράπεζα, Πανεπιστηµίου Lyon 2, Γαλλία Ευρωπαϊκό πρόγραµµα Human Capital and Mobility: Οικονοµικό Τµήµα, Πανεπιστήµιο Μακεδονίας Γλώσσες Γαλλικά: Αριστα, Αγγλικά: Πολύ καλά, Ισπανικά, Ιταλικά: Σοιχεία 14