ATLANTIC UNION in figures Η ΑΤΛΑΝΤΙΚΗ ΕΝΩΣΗ σε αριθμούς

ATLANTIC UNION in figures Η ΑΤΛΑΝΤΙΚΗ ΕΝΩΣΗ σε αριθμούς

130.000.000 110.000.000 90.000.000 70.000.000 50.000.000 Investments - Επενδύσεις INVESTMENTS 1998 13.208.600 1999 13.752.692 2000 18.089.444 2001 24.733.775 2002 28.425.947 2003 36.519.709 2004 58.521.305 2005 64.046.880 30.000.000 10.000.000 1998 1999 2000 2001 2002 2003 2004 S 2005 2006 Last years increase 2011 2010: Αύξηση τελευταίου έτους 2011 2010: 2007 2008 2009 2010 2011 5,5 2006 74.523.750 2007 83.867.547 2008 89.087.904 2009 96.750.097 2010 109.199.116 2011 115.235.040 Increase in 13 years period 1998 2011: Αύξηση 13 ετών 1998 2011: 772,4

75.000.000 65.000.000 55.000.000 45.000.000 35.000.000 Premium Production - Παραγωγή Ασφαλίστρων PREMIUM PRODUCTION 1998 16.271.461 1999 19.818.541 2000 26.606.581 2001 30.893.502 2002 31.985.925 2003 36.934.415 2004 43.532.343 2005 43.303.016 25.000.000 15.000.000 1998 1999 2000 2001 2002 2003 2004 S 2005 2006 Increase in 13 years period 1998 2011: Αύξηση 13ετών 1998 2011: 2007 2008 2009 2010 2011 321,3 2006 42.555.638 2007 47.504.236 2008 52.409.651 2009 61.332.430 2010 68.776.097 2011 68.547.958

12.000.000 10.000.000 8.000.000 6.000.000 4.000.000 2.000.000 General Expenses Management - Εξοδα Διαχείρισης 1998 1999 2000 2001 2002 2003 2004 S 2005 2006 Last years increase 2011 2010: Αύξηση τελευταίου έτους 2011 2010: 2007 2008 2009 2010-1,8 2011 GENERAL EXPENSES 1998 3.186.584 1999 3.730.639 2000 4.315.384 2001 4.994.143 2002 5.021.885 2003 5.271.392 2004 5.935.225 2005 5.980.655 2006 5.977.995 2007 6.619.174 2008 6.743.733 2009 7.656.805 2010 8.737.500 2011 8.580.455 Increase in 13 years period 1998 2011: Αύξηση 13 ετών 1998 2011: 169,3

160 140 120 100 80 60 40 20 0 16,1 15,7 PROGRESSIVE INCREASE IN PREMIUM PRODUCTION AND IN GENERAL EXPENSES 20,2 16,4 97,0 130,5 78,5 77,4 62,8 56,3 63,6 59,9 53,4 38,8 38,5 22,2 37,5 38,6 158,5 157,6 102,5 98,8 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 Premium Production - Παραγωγή Ασφ/τρων General Expenses - Έξοδα Διαχείρισης PRODUCTION AMOUNTS GENERAL EXPENSES Change AMOUNTS 2000 26.606.581 4.315.384 Change 2001 30.893.503 16,1 4.994.143 15,7 2002 31.985.926 3,5 5.021.885 0,6 2003 36.934.416 15,5 5.271.392 5,0 2004 43.532.344 17,9 5.935.225 12,6 2005 43.303.016-0,5 5.980.655 0,7 2006 42.555.638-1,7 5.977.995-0,04 2007 47.504.236 11,36 6.619.174 10,7 2008 52.409.651 10,33 6.743.733 1,9 2009 61.332.430 17,03 7.656.805 13,5 2010 68.776.097 12,10 8.737.500 14,1 2011 68.547.958-0,3 8.580.455-1.8 Increase in 11 years' period 2000-2011 157,6 98,8 Increasein11years period2000 2011: Premium Production: 157,6 General Expenses: 98,8

20 18 16 14 12 10 1998 Index of Expenses towards Production - Δεικτης Εξόδων Διαχείρισης προς Παραγωγή Ασφαλίστρων 19,6 18,8 16,2 16,2 15,7 14,3 13,6 13,8 14,0 13,9 12,9 12,5 12,7 12,5 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 S PREMIUM PRODUCTION GENERAL EXPENSES 1998 16.271.461 3.186.584 1999 19.818.541 3.730.639 2000 26.606.581 4.315.384 2001 30.893.502 4.994.143 2002 31.985.925 5.021.885 2003 36.934.415 5.271.392 2004 43.532.343 5.935.225 2005 43.303.016 5.980.655 2006 42.555.638 5.977.995 2007 47.504.236 6.619.174 2008 52.409.651 6.743.733 2009 61.332.430 7.656.805 2010 68.776.097 8.737.500 2011 68.547.958 8.580.455

Share Capital - Μετοχικό Κεφάλαιο 30.000.000 28.000.000 26.000.000 24.000.000 22.000.000 20.000.000 18.000.000 16.000.000 14.000.000 12.000.000 10.000.000 8.000.000 6.000.000 4.000.000 2.000.000 1998 1999 2000 2001 2002 2003 2004 S 2005 2006 Increase in 13 years period 1998 2011: Αύξηση 13 ετών 1998 2011: 2007 2008 2009 2010 2011 1.246,2 SHARE CAPITAL 1998 2.054.292 1999 2.553.191 2000 2.553.191 2001 3.000.000 2002 3.000.000 2003 3.066.750 2004 3.600.000 2005 3.600.000 2006 3.600.000 2007 12.000.000 2008 18.000.000 2009 20.010.000 2010 27.654.000 2011 27.654.000

Own Capitals - Ίδια Κεφάλαια 50.000.000 45.000.000 40.000.000 OWN CAPITALS 1998 2.230.395 1999 3.117.693 2000 3.011.141 35.000.000 2001 3.502.837 30.000.000 25.000.000 2002 5.112.598 2003 6.722.638 2004 21.223.985 20.000.000 2005 22.164.913 15.000.000 10.000.000 5.000.000 0 1998 1999 2000 2001 2002 2003 2004 S Last years increase 2011 2010: Αύξηση τελευταίου έτους 2011 2010: 2005 2006 2007 2008 2009 23,8 2010 2011 2006 26.907.628 2007 28.611.228 2008 29.661.381 2009 32.128.700 2010 37.134.554 2011 45.958.734 Increase in 13years period 1998 2011: Αύξηση 13 ετών 1998 2011: 1.961

Net Profits before taxes - Καθαρά Κέρδη προ φόρων 16.000.000 14.000.000 NET PROFITS Before taxes 12.000.000 10.000.000 1998 334.551 1999 605.759 2000 309.666 8.000.000 6.000.000 2001 1.127.764 2002 1.189.825 2003 1.648.066 4.000.000 2.000.000 0 1998 1999 2000 2001 2002 2003 2004 2005 S Last years increase 2011 2010: Αύξηση τελευταίου έτους 2011 2010: 2006 2007 2008 2009 2010 56,6 2011 2004 2.067.111 2005 2.340.429 2006 2.712.665 2007 3.093.306 2008 4.503.783 2009 6.145.369 2010 8.891.390 2011 13.927.705 Increase in 13 years period 1998 2011: Αύξηση 13 ετών 1998 2011: 4.063

130.000 120.000 110.000 100.000 90.000 80.000 70.000 60.000 50.000 40.000 30.000 20.000 10.000 0 INDEX OF NET PROFIT before taxes PER EMPLOYEE - Δείκτης καθαρών κερδών ανά υπάλληλο 40.212 24.438 19.319 10.442 27.868 15.847 21.873 3.097 11.780 51.211 81.572 121.110 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 NET PROFIT Before taxes AMOUNTS IN EMPLOYEES IN NUMBERS INDEX OF NET PROFIT Before taxes PER EMPLOYEE 2000 309.666 100 3.097 2001 1.127.764 108 10.442 2002 1.189.825 101 11.780 2003 1.648.065 104 15.847 2004 2.067.111 107 19.319 2005 2.340.429 107 21.873 2006 2.712.665 111 24.438 2007 3.093.306 111 27.868 2008 4.503.783 112 40.212 2009 6.145.369 120 51.211 2010 8.891.390 109 81.572 2011 13.927.705 115 121.110

ATLANTIC UNION towards the competition Η ΑΤΛΑΝΤΙΚΗ ΕΝΩΣΗ σε σχέση με τον ανταγωνισμό

ATLANTIC UNION towards the competition Η ΑΤΛΑΝΤΙΚΗ ΕΝΩΣΗ σε σχέση με τον ανταγωνισμό Share Capital - Μετοχικό Κεφάλαιο change since 1998 - Ετήσια μεταβολή από το 1998 1400,0 1400,0 1300,0 1246,16 1200,0 1200,0 1100,0 1000,0 1000,0 900,0 874,10 800,0 800,0 700,0 776,20 600,0 600,0 500,0 484,10 400,0 278,60 400,0 300,0 234,50 265,30 62,7 134,20 200,0 191,40 193,40 89,5 124,4 75,24 200,0 100,0 34,3 231,30 240,76 0,0 75,24 24,3 24,3 46,0 0,0 46,0 49,30 75,24 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 ATLANTIC UNION SHARE CAPITAL Change GREEK MARKET SHARE CAPITAL 1998 2.054.292 380.254.770 Change 1999 2.553.191 24,3 510.851.034 34,3 2000 2.553.191 --- 618.595.325 21,1 2001 3.000.000 17,5 720.396.921 16,5 2002 3.000.000 --- 853.303.166 18,4 2003 3.066.750 2,2 890.371.000 4,3 2004 3.600.000 17,4 1.108.028.000 24,5 2005 3.600.000 --- 1.115.613.852 0,68 2006 3.600.000 --- 1.271.972.100 14,02 2007 12.000.000 233,3 1.259.586.820-0,97 2008 18.000.000 50,0 1.389.156.985 10,3 2009 20.010.000 11,2 1.439.625.200 3,6 2010 27.654.000 38,2 1.295.737.142-10 Atlantic Union Greek Market Increase in 12 years period 1998-2010 1246,2 240,8 Increase in 12 years period 1998-2010 ATLANTIC UNION: 1.246,16 GREEK MARKET: 240,76

ATLANTIC UNION towards the competition Η ΑΤΛΑΝΤΙΚΗ ΕΝΩΣΗ σε σχέση με τον ανταγωνισμό 1600 1500 1400 1300 1200 1100 1000 900 800 700 600 500 Own Capitals - Ίδια Κεφάλαια change since 1998 - Ετήσια μεταβολή από το 1998 1106,4 851,6 893,8 1182,8 1229,9 1340,5 1564,9 400 400 300 221,5 201,4 214,3 300 200 129,2 168,1 129,1 84,7 122,1 200 96,6 100 136,0 157,1 187,5 141,5 100 0 39,8 35,0 57,1 61,8 0 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 Atlantic Union Greek Market 1600 1500 1400 1300 1200 1100 1000 900 800 700 600 500 ATLANTIC UNION OWN CAPITALS Change GREEK MARKET OWN CAPITALS 1998 2.230.395 651.728.957 Change 1999 3.117.693 39,8 1.203.510.581 84,7 2000 3.011.141-3.4 1.447.618.421 20,3 2001 3.502.837 16,3 1.281.251.099-11,5 2002 5.112.598 46.0 1.054.744.275-17,7 2003 6.722.638 31,5 1.538.396.000 45.9 2004 21.223.985 215,7 1.675.638.000 8,9 2005 22.164.913 4,4 1.873.662.386 11,8 2006 26.907.628 21,4 2.095.395.086 11,83 2007 28.611.228 6,33 2.048.360.468-2,24 2008 29.661.380 3,67 1.573.698.116-23.2 2009 32.128.700 8,32 1.747.222.499 11,0 2010 37.134.554 15,58 1.493.052.239-14,55 Increase in 12 years period 1998-2010 1.564,93 129,1 Increase in 12years period 1998-2010 ATLANTIC UNION: 1.564,9 GREEK MARKET: 129,1

ATLANTIC UNION towards the competition Η ΑΤΛΑΝΤΙΚΗ ΕΝΩΣΗ σε σχέση με τον ανταγωνισμό 750,0 700,0 650,0 600,0 550,0 500,0 450,0 400,0 350,0 300,0 Investments - Επενδύσεις change since 1998 - Ετήσια μεταβολή από το 1998 343,1 384,9 464,2 574,5 534,9 726,7 632,5 750,0 700,0 650,0 600,0 550,0 500,0 450,0 400,0 350,0 300,0 250,0 250,0 176,5 167,8 200,0 171,2167,9 200,0 120,3 141,9 150,0 195,6 97,5 96,6 121,5 150,0 100,0 35,8 46,9 100,0 46,6 50,0 23,7 74,8 50,0 0,0 5,5 42,3 0,0 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 Atlantic Union Greek Market Increase in 12 years period 1998-2010 ATLANTIC UNION: 726,73 GREEK MARKET: 167,83 ATLANTIC UNION INVESTMENTS Change GREEK MARKET INVESTMENTS 1998 13.208.600 3.438.240.795 Change 1999 13.752.692 4,1 4.574.235.060 33,0 2000 18.089.444 31,5 4.954.901.681 8,3 2001 24.733.775 36,7 4.947.313.223-0,2 2002 28.425.947 14,9 4.995.011.428 1,0 2003 36.519.305 28,5 6.011.495.000 20,3 2004 58.521.306 60,3 6.760.275.000 12,5 2005 64.046.880 9,4 7.614.462.992 12,6 2006 75.523.750 17,9 8.316.905.865 9,2 2007 83.867.547 11,0 9.325.397.611 12,1 2008 89.087.904 6,22 9.212.370.773-1,21 2009 96.750.097 8,60 10.161.656.628 10,30 2010 109.199.116 12,87 9.208.632.226-9,38 Increase in 12 years period 1998-2010 726,73 167,83

ATLANTIC UNION towards the competition Η ΑΤΛΑΝΤΙΚΗ ΕΝΩΣΗ σε σχέση με τον ανταγωνισμό 350 300 250 200 150 100 50 Premium Production- Παραγωγή Ασφαλίστρων change since 1998 Ετήσια μεταβολή από το 1998 222,1 192,0 166,1 161,5 167,5 142,4 127,0 104,1 123,3 145,7 89,9 63,5 96,6 87,9 24,6 67,3 33,136,6 49,8 21,8 276,9 322,7 155,4 147,8 0 0 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 350 300 250 200 150 100 50 ATLANTIC UNION PREMIUM PRODUCTION Change GREEK MARKET PREMIUM PRODUCTION 1998 16.271.461 1.933.382.245 Change 1999 19.818.541 21,8 2.409.097.573 24,6 2000 26.606.581 34,2 2.572.560.528 6,8 2001 30.893.502 16,1 2.641.819.516 2,7 2002 31.985.925 3,5 2.895.251.962 9,6 2003 36.934.415 15,5 3.234.683.000 11,7 2004 43.532.343 17,9 3.632.549.000 12,3 2005 43.303.638-0,5 3.946.170.000 8,7 2006 42.555.638-1,73 4.316.629.352 9,39 2007 47.504.236 11,63 4.685.483.635 8,54 2008 52.409.651 10,33 4.750.614.901 1,39 2009 61.332.430 17,0 4.936.877.953 3,92 Atlantic Union Greek Market 2010 68.776.097 12,14 4.790.786.026-2.96 Increase in 12 years period 1998-2010 322,7 147,8 Increase in 12 years period 1998-2010 ATLANTIC UNION: 322,7 GREEK MARKET: 147,8

Atlantic Union towards the Competition Η Ατλαντική Ένωση σε σχέση με τον ανταγωνισμό Καθαρά Κέρδη προ φόρων - Net Profits before taxes Ετήσια Μεταβολή από το 1998 - change since 1998 ATLANTIC UNION GREEK MARKET 2500 2500 2557,7 2300 2300 2100 2100 1900 1736,9 1900 1700 1700 1500 1500 1300 1246,2 1300 1100 1100 900 710,8 900 824,6 700 700 438,2 500 255,6 392,6 500 517,9 599,6 300 159,7 177,4 300 81,1 62,0-0,8 59,7 64,8 56,7 100 100-7,4 237,1-100 -100-300 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010-300 -500-91,2-197,4-500 -413,4-700 -861,7-700 -900-900 NET PROFITS Ετήσια Μεταβολή NET PROFITS 1998 334.551 64.552.540 Change 1999 605.759 81,1 347.447.712 438,2 2000 309.666-48,9 167.622.826-51,8 2001 1.127.764 264,2 5.712.047-96,6 2002 1.189.825 5,5-202.300.000-3.641,7 2003 1.648.066 38,5 104.544.000 151,7 2004 2.067.111 25,4-62.869.260-160,1 2005 2.340.429 13,2 124.334.672 297,8 2006 2.712.665 15,9 179.065.996 44,0 2007 3.093.306 14,0 103.091.734 59,7 2008 4.503.783 45,60-491.673.766-576,93 2009 6.145.369 36,4 106.378.415 121,65 Atlantic Union Greek Market 2010 8.891.390 44,7 101.147.792-4,92 Increase in 12years period 1998-2010 2557,7 56,7 Increase in 12 years period: 1998-2010 ATLANTIC UNION: 2557,7 GREEK MARKET: 56,7

HEALTHY ECONOMIC GROUNDS ATLANTIC UNION INDEX OF SOLVENCY I MARGIN 2011 ΔΕΙΚΤΗΣ ΠΕΡΙΘΩΡΙΟΥ ΦΕΡΕΓΓΥΟΤΗΤΑΣ (SOLVENCY I) ΕΤΟΥΣ 2011 Solvency I Margin Disposed by Atlantic Union 47.192.517 Solvency I Margin Demandable by the Law 16.947.208 Percentage of Solvency I Margin 278,47