NARODNA BANKA SRBIJE. Statisti~ki bilten

NARODNA BANKA SRBIJE Statisti~ki bilten Februar 2005

NARODNA BANKA SRBIJE Statisti~ki bilten Februar 2005

UREDNI[TVO JOVAN PETROVI], glavni urednik ^lanovi EDO IGLI^ MARINA MLADENOVI]-KOMATINA VESELIN PJE[^I] BRANKO HINI] MILAN [OJI] Statisti~ki bilten Izdaje i {tampa NARODNA BANKA SRBIJE Beograd, Ulica kraqa Petra 12 tel.: 30-27-100 www.nbs.yu E-mail: research@nbs.yu ISSN 1451-6349 Tira` 400 primeraka Izlazi mese~no Tehni~ki urednik Nada Mizdrak Grafi~ki dizajn Nikola Vu~kovi} Lektor i korektor Vidosava Grkavac Statisti~ka i grafi~ka obrada Boris Vuki}evi}

Sadr`aj Pregled teku}ih kretawa............................................................ 7 Statisti~ki prikaz.................................................................13 I. Monetarna statistika..............................................................15 Osnovni monetarni agregati...........................................................17 Bilans Narodne banke Srbije (Aktiva)...................................................18 Bilans Narodne banke Srbije (Pasiva)...................................................20 Bilans komercijalnih banaka (Aktiva)....................................................22 Bilans komercijalnih banaka (Pasiva)....................................................24 Monetarni pregled (Aktiva)..........................................................26 Monetarni pregled (Pasiva)..........................................................28 Depoziti nemonetarnih sektora kod banaka.................................................30 Plasmani banaka nemonetarnim sektorima.................................................32 Nov~ana masa M1, po sektorima........................................................34 Nov~ana masa M2, po sektorima........................................................35 Nov~ana masa M3, po sektorima........................................................36 [tedwa stanovni{tva...............................................................37 Kamatne stope Narodne banke Srbije.....................................................38 Aktivne ponderisane kamatne stope banaka.................................................40 Pasivne ponderisane kamatne stope banaka.................................................42 Kamatne stope na hartije od vrednosti...................................................44 II. Ekonomski odnosi sa inostranstvom...................................................47 Platni bilans....................................................................48 Izvoz Republike Srbije.............................................................50 Uvoz Republike Srbije..............................................................52 Devizne rezerve...................................................................54 Devizno tr`i{te..................................................................56 Spoqni dug Republike Srbije prema kreditorima............................................57 Kretawe deviznih kurseva............................................................58

III. Realni sektor...................................................................61 Dru{tveni proizvod Republike Srbije...................................................62 Industrijska proizvodwa.............................................................63 Gra evinarstvo i saobra}aj...........................................................64 Trgovina, ugostiteqstvo i turizam......................................................65 Zaposlenost i zarade...............................................................66 Inflacija, tro{kovi `ivota i cene proizvo a~a............................................67 IV. Fiskalni sektor.................................................................69 Javne finansije...................................................................70 Neto pozicija dr`ave kod bankarskog sektora..............................................72 Metodolo{ka obja{wewa tabela........................................................75 Legenda ne raspola`e se podatkom * korigovan podatak θ prosek Razlike u totalima rezultat su zaokru`ivawa. Napomena: Ova publikacija izlazi i na engleskom jeziku.

Statisti~ki bilten je mese~na publikacija Narodne banke Srbije, koja se sastoji od dve osnovne celine: grafi~kog prikaza privrednih kretawa u Republici Srbiji, uz kratak komentar, i statisti~kog pregleda. Statisti~ki pregled obuhvata monetarnu statistiku i spoqnoekonomski sektor, koji su izra eni na osnovu podataka prikupqenih i obra enih u Narodnoj banci Srbije, kao i realni i fiskalni sektor, za ~iju izradu su uglavnom kori{}eni podaci Republi~kog zavoda za informatiku i statistiku. Od 1997. godine podaci su prikazani na godi{wem nivou i za ve}inu tabela na mese~nom nivou u posledwa 24 meseca. Op{ta metodolo{ka obja{wewa i napomene daju se na kraju publikacije, ukoliko nisu eksplicitno navedeni uz samu tabelu.

Pregled teku}ih kretawa 7

Grafikon 1 80.000 70.000 60.000 50.000 40.000 30.000 Primarni novac (stawe na kraju perioda, u milionima dinara) Primarni novac je u februaru pove}an, nakon ve}eg sezonskog smawewa u januaru. Pove}awe je ostvareno kako kod gotovog novca u opticaju, tako i kod bankarskih dinarskih rezervi. 20.000 10.000 0 Feb. 2003. Jun Okt. Feb. 2004. Jun Okt. Feb. 2005. Grafikon 2 35.000 Gotov novac u opticaju Bankarske rezerve Dinarski primarni novac 30.000 25.000 20.000 15.000 10.000 Bankarske dinarske rezerve (stawe na kraju perioda, u milionima dinara) U okviru bankarskih dinarskih rezervi, koje su u februaru pove}ane, obra~unata obavezna rezerva je smawena, dok je kod slobodnih rezervi zabele`eno pove}awe. 5.000 0 Feb. 2003. Grafikon 3 15.000 10.000 5.000 0-5.000-10.000-15.000-20.000-25.000-30.000-35.000-40.000-45.000-50.000-55.000-60.000-65.000 Feb. 2003. Jun Okt. Feb. 2004. Jun Okt. Feb. 2005. Obavezna rezerva Bankarske rezerve Slobodne rezerve Jun Okt. Feb. 2004. Jun Okt. Feb. 2005. Neto doma}a aktiva Narodne banke Srbije (stawe na kraju perioda, u milionima dinara) Neto doma}a aktiva Narodne banke Srbije je u februaru daqe smawena, pre svega po osnovu pove}awa depozita dr`ave kod Narodne banke Srbije. 8 Statisti~ki bilten

Nov~ana masa M1 (stawe na kraju perioda, u milionima dinara) Nov~ana masa M1 je u februaru pove}ana, nakon sezonskog smawewa u januaru. Pove}awe je u najve}oj meri ostvareno kod depozita po vi ewu, s obzirom na to da je gotov novac minimalno pove}an. 120.000 100.000 80.000 60.000 40.000 Grafikon 4 Nov~ana masa M2 (stawe na kraju perioda, u milionima dinara) Nov~ani agregat M2 je u februaru tako e zabele`io rast, i to po osnovu porasta M1, dok su dinarski {tedni i oro~eni depoziti minimalno smaweni. 20.000 160.000 140.000 120.000 100.000 80.000 60.000 40.000 20.000 Feb. 2003. Jun Okt. Feb. 2004. Jun Okt. Feb. 2005. Gotov novac u opticaju Depoziti po vi ewu M1 Grafikon 5 0 Feb. 2003. Jun Okt. Feb. 2004. Jun Okt. Feb. 2005. [tedwa stanovni{tva (stawe na kraju perioda, u milionima dinara) U februaru je nastavqena tendencija rasta {tedwe stanovni{tva. Rast je ostvaren kako kod devizne, tako i kod dinarske {tedwe. 130.000 120.000 110.000 100.000 90.000 80.000 70.000 60.000 50.000 40.000 30.000 20.000 10.000 0 Feb. 2003. M1 Oro~eni dinarski depoziti M2 Grafikon 6 Maj Avg. Nov. Feb. 2004. Maj Avg. Nov. Feb. 2005. Dinarska Devizna Ukupna {tedwa Februar 2005 9

Grafikon 7 160,0 150,0 140,0 130,0 120,0 Kurs dinara (decembar 2000 = 100) Nominalni efektivni kurs dinara je u februaru minimalno pove}an, dok je efektivni realni kurs imao znatnije pove}awe. 110,0 100,0 90,0 80,0 Feb. 2003. Grafikon 8 Jun Okt. Feb. 2004. Nominalni efektivni kurs Jun Okt. Feb. 2005. Realni efektivni kurs 4.800 4.200 3.600 3.000 2.400 1.800 1.200 600 0 Feb. 2003. Jun Okt. Feb. 2004. Devizne rezerve NBS Jun Okt. Feb. 2005. Devizne rezerve komercijalnih banaka Devizne rezerve zemqe (stawe u milionima SAD dolara) Devizne rezerve Narodne banke Srbije su u februaru daqe pove}ane, nasuprot deviznim rezervama banaka, koje su nastavile sa tendencijom smawewa. Grafikon 9 140 130 120 110 100 90 80 70 Jan. 2003. Maj Sept. Jan. 2004. Maj Sept. Jan. 2005. Industrija (ukupno) Va ewe ruda i kamena Prera iva~ka industrija Proizvodwa i distribucija elektri~ne energije, gasa i vode Industrijska proizvodwa (indeksi, 2003 = 100) Industrijska proizvodwa je u januaru u odnosu na decembar 2004. znatnije smawena, {to je uglavnom posledica uticaja sezonskih faktora. Smawewe je zabele`eno kod va ewa ruda i kamena i prera iva~ke industrije, dok je proizvodwa i distribucija elektri~ne energije, gasa i vode pove}ana. 10 Statisti~ki bilten

Grafikon 10 Kretawe cena (mese~ne stope rasta) Cene na malo su i u februaru imale visok rast, s tim {to je stopa rasta cena robe bila mnogo ve}a od stope rasta usluga. 8 7 6 5 4 3 2 1 0-1 -2 Feb. 2003. Jun Okt. Feb. 2004. Jun Okt. Feb. 2005. Cene na malo Roba Usluge Grafikon 11 120 Kompozitni indeks ekonomske aktivnosti (KI) (indeksi, prosek 2002 = 100) 115 110 105 Procewuje se da }e i u prvoj polovini 2005. godine kompozitni indeks ekonomske aktivnosti nastaviti sa tendencijom rasta. 100 95 90 85 80 Jan. 2003. Apr. Jul Okt. Jan. 2004. Apr. Jul Okt. Jan. 2005. Apr. Podaci za februar-jun 2005. su proceweni. Februar 2005 11

Statisti~ki prikaz 13

I. Monetarna statistika Februar 2005 15

Tabela 1 Osnovni monetarni agregati (iznos u milionima dinara, stawe krajem perioda) Gotov novac u opticaju Bankarske dinarske rezerve kod NBS Dinarski primarni novac Depoziti po vi ewu Oro~eni dinarski depoziti Devizne rezerve NBS u milionima dolara 1 2 3 4 5 6 7 8 9 1997. 4.716 920 5.636 3.883 2.929 8.599 11.528 396 469 1997. 1998. 5.051 1.549 6.600 4.915 3.814 9.966 13.780 326 448 1998. 1999. 6.707 1.892 8.599 8.072 3.897 14.779 18.676 297 366 1999. 2000. 10.933 7.802 18.735 16.093 5.871 27.026 32.897 524 366 2000. 2001. 25.266 16.182 41.448 32.967 9.865 58.233 68.098 1.169 640 2001. 2002. 43.719 25.604 69.323 50.096 17.085 93.815 110.900 2.280 783 2002. 2003. 42.979 27.017 69.996 56.565 25.342 99.544 124.886 3.550 886 2003. 2004. 45.165 31.804 76.969 66.070 35.349 111.235 146.584 4.245 902 2004. M1 M2 Devizne rezerve banaka u milionima dolara 2002. 2002. Okt. 39.153 21.716 60.869 56.305 14.382 95.458 109.840 2.081 851 Okt. Nov. 37.312 22.127 59.439 54.805 15.018 92.117 107.135 2.078 830 Nov. Dec. 43.719 25.604 69.323 50.096 17.085 93.815 110.900 2.280 783 Dec. 2003. 2003. Jan. 38.972 29.885 68.857 48.138 18.728 87.110 105.838 2.266 801 Jan. Feb. 38.748 23.666 62.414 46.162 18.655 84.910 103.565 2.182 783 Feb. Mart 36.917 26.034 62.951 45.385 19.155 82.302 101.457 2.113 687 Mart Apr. 38.836 23.816 62.652 46.326 19.943 85.162 105.105 2.426 769 Apr. Maj 38.855 20.898 59.753 45.818 21.203 84.673 105.876 2.525 767 Maj Jun 37.546 21.616 59.161 45.127 22.443 82.673 105.116 2.472 748 Jun Jul 37.955 22.080 60.035 47.013 24.193 84.968 109.161 2.540 749 Jul Avg. 38.926 22.167 61.093 49.088 24.674 88.014 112.688 2.695 677 Avg. Sept. 39.224 23.921 63.145 52.164 27.176 91.388 118.564 3.349 877 Sept. Okt. 40.253 20.686 60.939 51.763 27.042 92.016 119.058 3.545 789 Okt. Nov. 39.121 22.236 61.357 55.704 27.042 94.825 121.867 3.536 871 Nov. Dec. 42.979 27.017 69.996 56.565 25.342 99.544 124.886 3.550 886 Dec. 2004. 2004. Jan. 39.136 23.036 62.172 55.044 24.411 94.180 118.591 3.454 804 Jan. Feb. 38.005 20.213 58.218 52.908 24.771 90.913 115.684 3.412 768 Feb. Mart 38.004 19.496 57.500 54.378 26.959 92.382 119.341 3.329 846 Mart Apr. 41.588 18.697 60.285 51.719 27.577 93.307 120.884 3.321 713 Apr. Maj 39.194 19.099 58.293 57.568 27.500 96.762 124.262 3.317 817 Maj Jun 40.347 21.921 62.268 57.018 28.335 97.365 125.700 3.387 667 Jun Jul 42.049 20.295 62.344 58.107 28.540 100.156 128.696 3.284 776 Jul Avg. 40.213 22.350 62.563 58.893 29.747 99.106 128.853 3.496 869 Avg. Sept. 42.463 21.672 64.135 60.990 31.693 103.453 135.146 3.590 930 Sept. Okt. 41.067 26.227 67.294 65.926 34.028 106.993 141.021 3.860 883 Okt. Nov. 39.518 27.980 67.498 65.669 35.161 105.187 140.348 4.006 885 Nov. Dec. 45.165 31.804 76.969 66.070 35.349 111.235 146.584 4.245 902 Dec. 2005. 2005. Jan. 38.861 25.342 64.203 62.573 33.585 101.434 135.019 4.266 745 Jan. Feb. 39.171 27.991 67.162 68.099 33.987 107.270 141.257 4.376 730 Feb. NAPOMENA: S obzirom da ra~un 4019 - transakcioni depoziti dr`ave kod banaka po osnovu sredstava Ministarstva finansija RS u dinarima na kome su se nalazila nov~ana sredstva Republi~ke uprave za javna pla}awa, nije transakcioni (preko wega se ne vr{e pla}awa), u decembru 2004. izvr{eno je prekwi`avawe sa tog ra~una na ra~une grupe 506 u okviru {tednih i oro~enih depozita. Kako M1 ukqu~uje i nov~ana sredstva lokalnih organa samouprave, do{lo je do smawewa M1, ali je nov~ana masa M2 ostala nepromewena. Radi uporedivosti, korekcije su izvr{ene unazad od januara 2003, tj. sa ukidawem ZOP-a i otvarawem ra~una dr`ave kod Uprave za javna pla}awa. Napomena se odnosi i na tabele 3, 4, 5 i 7. Februar 2005 17

Tabela 2 Bilans Narodne banke Srbije (iznos u milionima dinara, stawe krajem perioda) Devizna potra`ivawa od inostranstva Doma}i krediti Aktiva Monetarno zlato Devizne rezerve Specijalna prava vu~ewa Efektiva i devize (1 do 3) Ostala devizna aktiva Dinarski Devizni Dinarski Devizni 1 2 3 4 5 6 7 8 9 10 11 1997. 67 2 6.737 6.806 9.244 16.050 734 668 254 119 1.029 1998. 67 3 12.177 12.247 19.029 31.276 2.262 1.189 354 276 2.821 1999. 68 3 14.160 14.231 22.097 36.328 4.268 1.446 568 306 4.840 2000. 38.158 1.300 93.689 133.147 117.346 250.493 5.475 8.353 1.828 4.482 7.518 2001. 16.252 579 127.669 144.500 125.634 270.134 13.757 9.079 3.612 7.259 11.965 2002. 6.452 56 129.311 135.819 1.770 137.589 20.720 0 5.009 6.159 9.552 2003. 7.525 21 186.154 193.700 0 193.700 19.051 0 12.992 18.108-12.049 2004. 8.529 3 236.305 244.837 0 244.837 21.427 0 22.966 9.797-11.336 Ukupno (4+5) Krediti dr`avi Neto potra`ivawa od dr`ave Depoziti dr`ave kod NBS Neto potra`ivawa (7+8-9-10) 2002. Okt. 6.028 42 124.976 131.046 176 131.222 21.570 0 5.640 6.307 9.623 Nov. 6.059 58 125.457 131.574 165 131.739 19.684 0 5.568 5.943 8.173 Dec. 6.452 56 129.311 135.819 1.770 137.589 20.720 0 5.009 6.159 9.552 2003. Jan. 6.452 56 128.903 135.411 327 135.738 24.035 0 4.463 4.442 15.130 Feb. 6.460 53 121.822 128.335 255 128.590 23.083 0 4.382 4.308 14.393 Mart 6.501 54 123.314 129.869 169 130.038 23.253 0 1.134 4.287 17.832 Apr. 6.517 53 133.478 140.048 343 140.391 23.262 0 3.224 5.194 14.844 Maj 6.666 94 133.531 140.291 999 141.290 23.273 0 3.808 5.174 14.291 Jun 6.666 94 131.563 138.323 952 139.275 23.224 0 4.709 4.805 13.710 Jul 6.383 404 136.399 143.186 911 144.097 20.743 0 4.798 3.763 12.182 Avg. 6.383 103 153.648 160.134 773 160.907 23.045 0 9.152 5.087 8.806 Sept. 6.383 60 185.561 192.004 806 192.810 23.061 0 8.583 33.877-19.399 Okt. 6.399 309 198.984 205.692 766 206.458 22.049 0 14.648 35.520-28.119 Nov. 6.399 21 205.934 212.354 798 213.152 19.647 0 16.521 28.607-25.481 Dec. 7.525 21 186.154 193.700 0 193.700 19.051 0 12.992 18.108-12.049 2004. Jan. 7.525 323 182.886 190.734 0 190.734 18.905 0 13.655 18.027-12.777 Feb. 7.525 26 182.496 190.047 0 190.047 18.895 0 13.264 17.935-12.304 Mart 7.525 1.111 179.313 187.949 2 187.951 18.904 0 13.769 15.402-10.267 Apr. 7.525 599 188.510 196.634 2 196.636 18.902 0 15.647 15.020-11.765 Maj 7.552 222 183.031 190.805 632 191.437 18.905 0 14.742 10.055-5.892 Jun 7.552 1.510 190.062 199.124 2 199.126 18.840 0 13.076 7.025-1.261 Jul 7.552 975 188.573 197.100 2 197.102 18.650 0 12.960 6.837-1.147 Avg. 7.589 15 204.169 211.773 2 211.775 18.650 0 16.575 9.445-7.370 Sept. 7.589 1.768 207.751 217.108 0 217.108 18.646 0 15.803 9.708-6.865 Okt. 7.589 1.210 217.954 226.753 0 226.753 18.650 0 19.836 7.363-8.549 Nov. 7.589 191 225.815 233.595 0 233.595 18.645 0 23.648 7.703-12.706 Dec. 8.529 3 236.305 244.837 0 244.837 21.427 0 22.966 9.797-11.336 2005. Jan. 8.529 565 251.242 260.336 70 260.406 21.236 0 27.485 10.104-16.353 Feb. 8.571 91 258.034 266.696 615 267.311 21.234 0 27.818 19.234-25.818 NAPOMENE: Od januara 2002. godine iskqu~eni odnosi sa republikama biv{e SFRJ. Od decembra 2002. godine ukqu~ena potra`ivawa NBS od banaka koja je ZOP ranije dr`ao kod banaka. Od 1. januara 2004. godine stupio je na snagu novi Kontni okvir za banke i druge finansijske organizacije, uskla en sa Me unarodnim ra~unovodstvenim standardima. Decembar 2003. godine ura en po zakqu~nim kwi`ewima, a stawa na ra~unima prekwi`ena prema novom Kontnom okviru. 18 Statisti~ki bilten

Aktiva Doma}i krediti Dinarski Krediti bankama Devizni (12+13) Krediti drugim sektorima Ukupno krediti (11+14+15) Ostala aktiva Ukupno aktiva (6+16+17) 12 13 14 15 16 17 18 4.335 13.802 18.137 0 19.166-33 35.183 1997. 2.981 25.287 28.268 0 31.089-5.638 56.727 1998. 4.637 27.340 31.977 71 36.888-6.991 66.225 1999. 3.510 141.065 144.575 1.053 153.146-86.344 317.295 2000. 3.779 149.654 153.433 880 166.278-50.633 385.779 2001. 4.978 2.169 7.147 1.599 18.298 22.375 178.262 2002. 3.774 1.716 5.490 244-6.315 14.587 201.972 2003. 3.007 1.587 4.594 198-6.544 23.150 261.443 2004. 2002. 3.600 2.474 6.074 1.053 16.750 37.661 185.633 Okt. 3.668 2.219 5.887 1.034 15.094 35.152 181.985 Nov. 4.978 2.169 7.147 1.599 18.298 22.375 178.262 Dec. 2003. 5.338 2.132 7.470 1.165 23.765 25.414 184.917 Jan. 4.337 2.159 6.496 1.156 22.045 24.998 175.633 Feb. 5.550 2.222 7.772 1.148 26.752 22.281 179.071 Mart 4.807 2.111 6.918 1.578 23.340 19.180 182.911 Apr. 4.943 2.009 6.952 1.202 22.445 20.719 184.454 Maj 4.376 1.984 6.360 1.585 21.655 20.094 181.024 Jun 4.041 1.989 6.030 1.642 19.854 21.755 185.706 Jul 4.150 2.121 6.271 1.974 17.051 25.980 203.938 Avg. 4.034 2.121 6.155 1.943-11.301 22.890 204.399 Sept. 3.788 2.088 5.876 107-22.136 18.256 202.578 Okt. 3.796 2.072 5.868 78-19.535 19.424 213.041 Nov. 3.774 1.716 5.490 244-6.315 14.587 201.972 Dec. 2004. 3.705 1.746 5.451 251-7.075 17.378 201.037 Jan. 3.698 1.763 5.461 245-6.598 18.036 201.485 Feb. 3.507 1.822 5.329 243-4.695 17.925 201.181 Mart 3.358 1.884 5.242 239-6.284 19.160 209.512 Apr. 3.886 1.845 5.731 244 83 18.181 209.701 Maj 2.801 1.891 4.692 243 3.674 18.236 221.036 Jun 4.040 1.930 5.970 292 5.115 15.336 217.553 Jul 1.952 1.952 3.904 291-3.175 17.797 226.397 Avg. 1.608 1.953 3.561 242-3.062 18.199 232.245 Sept. 1.664 1.919 3.583 250-4.716 17.693 239.730 Okt. 1.674 1.891 3.565 302-8.839 17.406 242.162 Nov. 3.007 1.587 4.594 198-6.544 23.150 261.443 Dec. 2005. 1.686 1.996 3.682 196-12.475 25.444 273.375 Jan. 1.663 1.991 3.654 206-21.958 26.563 271.916 Feb. Februar 2005 19

Tabela 2 Bilans Narodne banke Srbije (iznos u milionima dinara, stawe krajem perioda) Devizne obaveze prema inostranstvu Primarni novac Pasiva Krediti kod MMF-a Ostale obaveze (1+2) Gotov novac u opticaju Bankarske dinarske rezerve kod NBS Obavezna rezerva Slobodne rezerve @iro- -ra~uni i gotovina Depozitni vi{kovi banaka (5 do 7) Dinarski primarni novac (4+8) Ostali dinarski depoziti Lokalne samouprave Ostalih komitenata 1 2 3 4 5 6 7 8 9 10 11 12 1997. 707 20.438 21.145 4.716 548 372 0 920 5.636 524 0 0 1998. 1.281 36.696 37.977 5.051 1.115 434 0 1.549 6.600 79 0 2 1999. 1.517 39.782 41.299 6.707 1.215 677 0 1.892 8.599 97 0 5 2000. 9.618 218.209 227.827 10.933 3.714 4.088 0 7.802 18.735 129 149 7 2001. 18.432 234.328 252.760 25.266 8.022 8.160 0 16.182 41.448 74 121 5 2002. 33.433 18.996 52.429 43.719 11.466 11.288 2.850 25.604 69.323 128 92 9 2003. 49.896 18.583 68.479 42.979 16.212 5.110 5.695 27.017 69.996 930 1.313 62 2004. 55.726 18.376 74.102 45.165 20.953 5.775 5.076 31.804 76.969 288 5.102 66 Banaka 2002. Okt. 34.180 19.603 53.782 39.153 14.696 3.627 3.393 21.716 60.869 81 146 38 Nov. 34.250 19.603 53.853 37.312 14.623 3.527 3.977 22.127 59.439 76 98 14 Dec. 33.433 18.996 52.429 43.719 11.466 11.288 2.850 25.604 69.323 128 92 9 2003. Jan. 33.077 18.789 51.866 38.972 15.572 8.445 5.868 29.885 68.857 107 0 72 Feb. 33.589 18.999 52.588 38.748 14.966 6.447 2.253 23.666 62.414 95 0 56 Mart 34.223 19.351 53.574 36.917 19.500 5.239 1.295 26.034 62.951 98 0 62 Apr. 41.580 18.954 60.534 38.836 17.759 3.900 2.157 23.816 62.652 135 0 48 Maj 40.450 18.097 58.547 38.855 15.290 3.574 2.034 20.898 59.753 81 0 52 Jun 40.818 17.197 58.015 37.546 15.876 4.158 1.581 21.615 59.161 53 0 42 Jul 41.192 17.483 58.675 37.955 14.999 4.094 2.987 22.080 60.035 53 0 34 Avg. 50.655 18.106 68.761 38.926 11.679 3.782 6.706 22.167 61.093 72 0 36 Sept. 50.300 18.653 68.953 39.224 15.894 4.326 3.700 23.921 63.145 53 0 35 Okt. 50.740 18.693 69.433 40.253 15.047 3.674 1.965 20.686 60.939 105 0 37 Nov. 50.390 18.613 69.003 39.121 15.370 4.008 2.858 22.236 61.357 87 1.748 57 Dec. 49.896 18.583 68.479 42.979 16.212 5.110 5.695 27.017 69.996 930 1.313 62 2004. Jan. 51.002 18.928 69.930 39.136 17.123 3.435 2.478 23.036 62.172 54 2.279 62 Feb. 51.250 19.095 70.345 38.005 15.186 3.370 1.657 20.213 58.218 49 4.644 67 Mart 49.627 19.409 69.036 38.004 13.321 3.896 2.280 19.496 57.500 52 3.801 65 Apr. 50.320 20.023 70.343 41.588 13.154 3.010 2.533 18.697 60.285 47 3.177 61 Maj 49.533 19.662 69.195 39.194 14.619 3.221 1) 1.259 19.099 58.293 45 4.251 72 Jun 57.228 20.083 77.311 40.347 15.067 4.815 2.039 21.921 62.268 45 3.196 62 Jul 57.292 18.895 76.187 42.049 15.248 3.477 1.570 20.295 62.344 49 3.225 59 Avg. 57.634 19.151 76.785 40.213 18.023 2.520 1.807 22.350 62.563 47 4.072 76 Sept. 54.513 19.046 73.559 42.463 18.738 2.200 734 21.672 64.135 88 3.544 64 Okt. 53.955 18.780 72.735 41.067 19.625 3.070 3.532 26.227 67.294 56 4.944 64 Nov. 53.210 18.432 71.642 39.518 20.537 3.478 3.965 27.980 67.498 57 7.622 59 Dec. 55.726 18.376 74.102 45.165 20.953 5.775 5.076 31.804 76.969 288 5.102 66 2005. Jan. 57.544 31.451 88.995 38.861 21.365 3.486 491 25.342 64.203 604 7.158 59 Feb. 56.842 21.572 78.414 39.171 20.496 4.987 2.508 27.991 67.162 693 9.019 59 NAPOMENE: Od 1. januara 2004. godine stupio je na snagu novi Kontni okvir za banke i druge finansijske organizacije, uskla en sa Me unarodnim ra~unovodstvenim standardima. Decembar 2003. godine ura en po zakqu~nim kwi`ewima, a stawa na ra~unima prekwi`ena prema novom Kontnom okviru. 1) Od maja 2004. godine obavezna rezerva se ne izdvaja na poseban ra~un, ve} se nalazi u okviru `iro-ra~una. U koloni 5 od maja prikazana je obra~unata obavezna rezerva. Za obra~un slobodnih rezervi `iro-ra~uni u koloni 6 umaweni su za obra~unatu obaveznu rezervu. 20 Statisti~ki bilten

Pasiva Primarni novac (10 do 12) Devizni depoziti ostalih finansijskih institucija Devizni depoziti banaka Obavezna rezerva Drugi depoziti banaka (15+16) Ukupan primarni novac (9+13+14+17) Blagajni~ki zapisi Obaveze po osnovu repo transakcija Depoziti banaka u likvidaciji Kapital i rezerve Ostala pasiva Ukupno pasiva (3+18 do 23) 13 14 15 16 17 18 19 20 21 22 23 24 524 0 0 2.387 2.387 8.547 1 128 1.105 4.257 35.183 1997. 81 0 0 6.445 6.445 13.126 156 122 1.997 3.349 56.727 1998. 102 0 0 7.767 7.767 16.468 428 142 2.181 5.707 66.225 1999. 285 0 0 39.328 39.328 58.348 555 57 6.657 23.851 317.295 2000. 200 0 0 41.797 41.797 83.445 724 1.001 8.579 39.270 385.779 2001. 229 0 8.592 23.773 32.365 101.918 1.549 2.064 2.173 18.129 178.262 2002. 2.305 645 9.642 33.720 43.362 116.308 2.223 1.715 2.770 10.477 201.972 2003. 5.456 897 18.497 47.657 66.154 149.476 1.752 501 15.738 19.874 261.443 2004. 2002. 265 0 6.871 22.046 28.917 90.050 5.362 2.040 12.338 22.060 185.633 Okt. 188 0 7.146 22.653 29.799 89.426 4.728 2.109 3.541 28.327 181.984 Nov. 229 0 8.592 23.773 32.365 101.918 1.549 2.064 2.173 18.129 178.262 Dec. 2003. 179 0 8.178 23.876 32.054 101.090 2.422 1.925 2.367 25.246 184.916 Jan. 151 0 7.790 24.728 32.518 95.083 2.459 1.902 1.794 21.807 175.633 Feb. 160 0 9.704 25.531 35.235 98.346 1.288 1.925 1.326 22.612 179.071 Mart 183 0 8.629 25.705 34.334 97.169 833 1.992 2.406 19.977 182.912 Apr. 133 0 8.026 26.816 34.842 94.728 794 2.073 9.417 18.895 184.454 Maj 95 0 8.108 26.747 34.855 94.111 560 2.149 8.941 17.247 181.023 Jun 87 0 7.693 28.665 36.358 96.480 1.450 871 9.292 18.937 185.705 Jul 108 0 7.951 29.447 37.398 98.599 1.659 1.276 8.169 25.474 203.938 Avg. 88 0 8.039 29.121 37.160 100.392 3.318 1.406 8.357 21.972 204.399 Sept. 142 0 8.490 31.488 39.978 101.059 4.429 1.295 778 25.584 202.578 Okt. 1.892 0 9.123 32.063 41.186 104.435 3.984 1.419 975 33.226 213.042 Nov. 2.305 645 9.642 33.720 43.362 116.308 2.223 1.715 2.770 10.477 201.972 Dec. 2004. 2.395 661 10.630 35.131 45.761 110.989 1.716 1.826 2.769 13.807 201.037 Jan. 4.760 481 10.387 35.651 46.038 109.497 1.568 1.622 2.768 15.685 201.485 Feb. 3.918 568 11.242 36.527 47.769 109.755 2.378 1.502 2.767 15.743 201.181 Mart 3.285 616 11.328 38.873 50.201 114.387 2.462 1.547 2.879 17.895 209.513 Apr. 4.368 889 11.310 39.692 51.002 114.552 3.297 1.548 2.764 18.345 209.701 Maj 3.303 543 11.289 38.184 49.473 115.587 5.720 1.627 2.986 17.805 221.036 Jun 3.333 670 11.502 39.396 50.898 117.245 3.530 1.020 2.983 16.588 217.553 Jul 4.195 661 14.124 40.785 54.909 122.328 3.262 1.439 2.986 19.597 226.397 Avg. 3.696 790 15.495 41.880 57.375 125.996 5.224 1.722 2.985 22.759 232.245 Sept. 5.064 671 18.724 43.456 62.180 135.209 4.246 669 2.983 23.888 239.730 Okt. 7.738 754 17.964 45.827 63.791 139.781 2.166 901 2.988 24.684 242.162 Nov. 5.456 897 18.497 47.657 66.154 149.476 1.752 501 15.738 19.874 261.443 Dec. 2005. 7.821 959 19.565 50.440 70.005 142.988 1.560 90 645 15.738 23.359 273.375 Jan. 9.771 1.018 17.951 51.379 69.330 147.281 43 3.263 453 15.736 26.726 271.916 Feb. Februar 2005 21

Tabela 3 Bilans komercijalnih banaka (iznos u milionima dinara, stawe krajem perioda) Devizna potra`ivawa od inostranstva Devizne rezerve Ostala devizna aktiva (1+2) Krediti dr`avi Neto potra`ivawa od dr`ave Depoziti dr`ave Dinarski Devizni Dinarski Devizni (4+5-6-7) Doma}i krediti Potr. od dr`ave po osn. stare devizne {tedwe Gotovina u blagajni Potra`ivawa od NBS Rezerve banaka Obavezna rezerva Slobodne rezerve Aktiva Ostali depoziti Dinarski Devizni 1 2 3 4 5 6 7 8 9 10 11 12 13 14 1997. 3.679 1.061 4.740 773 162 975 93-133 22.291 72 574 324 113 3.580 1998. 5.582 3.461 9.043 1.435 286 1.132 30 559 41.265 71 1.106 309 321 9.987 1999. 5.374 3.558 8.932 2.995 0 1.297 37 1.661 43.024 98 1.205 464 232 8.712 2000. 34.942 16.916 51.858 2.681 123 2.544 215 45 222.638 195 3.739 3.972 186 36.442 2001. 55.631 10.444 66.075 3.306 280 4.041 447-902 208.318 350 8.130 8.165 375 43.281 2002. 41.691 1.747 43.438 2.184 2.265 10.499 9.674-15.724 66 1.742 11.525 11.879 1.161 34.895 2003. 45.697 3.647 49.344 2.675 5.016 4.838 3.856-1.003 0 4.097 16.241 6.720 375 44.743 2004. 46.877 7.064 53.941 7.564 8.385 1.468 3.377 11.104 0 4.281 20.953 6.569 357 65.857 2002. Okt. 46.891 6.746 53.637 2.307 1.929 10.717 2.622-9.103 69 534 14.788 5.429 2.614 33.477 Nov. 44.642 6.398 51.040 3.145 2.134 13.795 1.463-9.979 69 512 14.674 5.598 2.317 33.939 Dec. 41.691 1.747 43.438 2.184 2.265 10.499 9.674-15.724 66 1.742 11.525 11.879 1.161 34.895 2003. Jan. 43.788 1.421 45.209 4.197 2.406 15.917 9.736-19.050 70 4.472 15.580 8.819 2.046 36.009 Feb. 42.759 1.495 44.254 4.643 2.715 16.699 10.781-20.122 68 4.213 15.099 4.716 1.050 36.174 Mart 39.929 1.567 41.496 4.271 2.984 16.002 10.791-19.538 69 3.653 19.639 2.988 833 39.636 Apr. 40.420 2.580 43.000 3.672 2.765 15.188 10.154-18.905 69 3.022 17.819 2.762 1.363 38.821 Maj 38.562 2.815 41.377 4.409 2.328 13.147 9.899-16.309 71 2.942 15.393 1.826 1.242 39.037 Jun 38.125 4.034 42.159 4.070 2.628 10.436 10.003-13.741 69 3.407 16.111 1.741 905 38.614 Jul 38.734 3.509 42.243 4.023 3.056 9.520 9.623-12.064 70 3.202 14.934 2.100 2.119 39.199 Avg. 36.395 3.531 39.926 3.873 3.429 8.450 9.253-10.401 14 3.084 11.680 4.988 2.986 40.300 Sept. 47.697 3.600 51.297 4.116 3.587 8.513 9.112-9.922 14 3.603 15.896 3.261 1.712 41.013 Okt. 41.788 3.747 45.535 2.615 3.846 5.353 9.095-7.987 14 3.104 15.048 2.528 408 44.303 Nov. 47.130 3.594 50.724 3.360 4.325 5.259 9.250-6.824 14 3.150 15.403 3.000 967 42.444 Dec. 45.697 3.647 49.344 2.675 5.016 4.838 3.856-1.003 0 4.097 16.241 6.720 375 44.743 2004. Jan. 37.472 4.554 42.026 3.238 5.282 4.659 3.835 26 0 2.896 17.124 3.032 262 46.556 Feb. 37.476 4.086 41.562 2.904 5.753 3.178 3.932 1.547 0 2.936 15.186 2.110 265 47.342 Mart 42.170 3.859 46.029 3.117 5.905 2.304 3.995 2.723 0 3.451 13.321 2.732 264 48.550 Apr. 36.029 3.665 39.694 3.036 6.285 1.926 4.124 3.271 0 2.485 13.154 3.006 285 51.284 Maj 40.262 4.367 44.629 3.153 4.622 2.208 3.247 2.320 0 3.779 14.619 720 255 52.653 Jun 34.490 3.602 38.092 3.501 5.340 2.015 3.228 3.598 0 3.419 15.067 3.452 250 51.686 Jul 36.950 8.116 45.066 3.802 5.742 1.809 3.215 4.520 0 3.626 15.248 1.472 263 51.823 Avg. 39.079 9.924 49.003 3.620 5.913 1.807 3.372 4.354 0 3.491 18.023 864 249 55.869 Sept. 41.362 9.435 50.797 4.334 6.416 1.656 3.365 5.729 0 3.463 18.738-471 272 58.378 Okt. 41.020 5.575 46.595 5.351 6.870 1.759 3.339 7.123 0 3.946 19.625 2.699 274 63.053 Nov. 42.781 7.050 49.831 6.593 7.304 1.768 3.394 8.735 0 3.336 20.537 4.121 271 64.650 Dec. 46.877 7.064 53.941 7.564 8.385 1.468 3.377 11.104 0 4.281 20.953 6.569 357 65.857 2005. Jan. 39.004 6.993 45.997 7.603 9.047 1.488 3.497 11.665 0 3.916 21.365 134 533 69.965 Feb. 37.735 6.723 44.458 7.581 9.906 1.530 3.606 12.351 0 4.108 20.496 3.303 290 69.592 NAPOMENE: Od januara 2002. godine iskqu~ene ~etiri velike dr`avne banke kojima je oduzeta dozvola za rad, kao i banke koje su godinama ve} bile u postupku likvidacije (38 banaka), ali su se u bilansima ponavqala wihova stawa iz posledweg meseca dok su poslovale. U decembru 2002. godine prikazane i obaveze prema Pariskom klubu poverilaca, a monetarni agregati korigovani za odre ene me ubankarske odnose. Od 1. januara 2004. godine stupio je na snagu novi Kontni okvir za banke i druge finansijske organizacije, uskla en sa Me unarodnim ra~unovodstvenim standardima. Decembar 2003. godine ura en po zakqu~nim kwi`ewima, a stawa na ra~unima prekwi`ena prema novom Kontnom okviru. 22 Statisti~ki bilten

Aktiva Doma}i krediti Kupqeni blagajni~ki zapisi Potra`ivawa od NBS Potra`ivawa po osnovu repo transakcija (10 do 16) Ostalim finans. instituc. Privredi Krediti drugim sektorima Lokalnim org. samoupr. Stanovni{tvu Neprofit. instituc. (18 do 22) (8+9+17+23) 15 16 17 18 19 20 21 22 23 24 25 26 Ukupno aktiva (3+24+25) 1 4.664 0 29.575 21 667 1.220 31.483 58.305 38.187 101.232 1997. 145 11.939 61 42.668 272 1.332 672 45.005 98.768 17.608 125.419 1998. 295 11.006 80 50.275 263 1.663 661 52.942 108.633 24.237 141.802 1999. 503 45.037 16.330 186.908 1.480 2.684 4.783 212.185 479.905 107.395 639.158 2000. 709 61.010 17.407 208.205 1.627 5.008 8.981 241.228 509.654 316.218 891.947 2001. 1.466 62.668 632 136.362 593 16.020 2.381 155.988 202.998 84.058 330.494 2002. 2.230 74.406 392 141.774 1.403 28.439 1.435 173.443 246.846 42.194 338.384 2003. 1.509 99.526 695 195.146 1.268 64.283 1.702 263.094 373.724 51.150 478.815 2004. Ostala aktiva 2002. 5.232 62.074 600 124.248 384 13.642 2.062 140.936 193.975 49.816 297.428 Okt. 4.602 61.642 550 128.979 593 14.539 2.148 146.809 198.541 50.871 300.452 Nov. 1.466 62.668 632 136.362 593 16.020 2.381 155.988 202.998 84.058 330.494 Dec. 2003. 2.240 69.166 656 134.982 590 15.863 2.201 154.292 204.478 62.703 312.390 Jan. 2.387 63.639 598 145.756 418 16.867 2.114 165.753 209.338 69.398 322.990 Feb. 1.213 67.962 590 147.635 506 17.745 2.129 168.605 217.098 65.622 324.216 Mart 833 64.620 389 148.457 759 19.072 2.148 170.825 216.609 63.158 322.767 Apr. 796 61.236 381 152.019 906 20.982 2.114 176.402 221.400 62.577 325.354 Maj 560 61.338 406 153.203 903 22.037 2.256 178.805 226.471 47.247 315.877 Jun 1.391 62.945 413 157.696 1.004 23.137 2.239 184.489 235.440 46.674 324.357 Jul 1.523 64.561 404 160.371 1.109 23.980 2.410 188.274 242.448 47.004 329.378 Avg. 3.214 68.699 402 163.029 1.095 24.736 1.734 190.996 249.787 47.219 348.303 Sept. 4.353 69.744 429 165.967 1.393 26.243 1.727 195.759 257.530 47.579 350.644 Okt. 3.910 68.874 405 169.496 1.403 27.696 1.797 200.797 262.861 48.650 362.235 Nov. 2.230 74.406 392 141.774 1.403 28.439 1.435 173.443 246.846 42.194 338.384 Dec. 2004. 1.474 71.344 441 146.164 1.192 29.569 1.395 178.761 250.131 42.663 334.820 Jan. 1.424 69.263 400 151.929 1.136 30.294 1.406 185.165 255.975 42.200 339.737 Feb. 2.228 70.546 423 152.349 1.116 32.182 1.382 187.452 260.721 42.318 349.068 Mart 2.273 72.487 452 158.508 1.112 34.072 1.368 195.512 271.270 43.094 354.058 Apr. 3.109 75.135 474 161.736 1.102 37.212 1.275 201.799 279.254 43.805 367.688 Maj 5.650 79.524 415 165.477 1.157 40.048 1.317 208.414 291.536 43.203 372.831 Jun 3.452 75.884 388 173.835 1.228 43.857 1.356 220.664 301.068 44.328 390.462 Jul 3.075 81.571 443 178.662 1.351 47.377 1.334 229.167 315.092 44.038 408.133 Avg. 4.691 85.071 482 182.127 1.383 51.858 1.369 237.219 328.019 44.203 423.019 Sept. 3.983 93.580 319 186.975 1.407 57.550 1.443 247.694 348.397 45.691 440.683 Okt. 2.118 95.033 409 192.789 1.349 62.439 1.388 258.374 362.142 47.711 459.684 Nov. 1.509 99.526 695 195.146 1.268 64.283 1.702 263.094 373.724 51.150 478.815 Dec. 2005. 1.203 90 97.206 551 204.946 1.230 65.873 1.656 274.256 383.127 50.309 479.433 Jan. 44 3.263 101.096 494 211.664 1.167 66.651 1.576 281.552 394.999 52.331 491.788 Feb. Februar 2005 23

Tabela 3 Bilans komercijalnih banaka (iznos u milionima dinara, stawe krajem perioda) Devizne obaveze prema inostran- Ostale finans. instituc. Depoziti po vi ewu Lok. organi samoupr. Neprof. instituc. (2 do 6) Ostale finans. instituc. Dinarski {tedni i oro~eni depoziti Lok. organi samoupr. Neprof. instituc. Pasiva Privreda Stanovn. Privreda Stanovn. stvu 1 2 3 4 5 6 7 8 9 10 11 12 13 (8 do 12) 1997. 19.940 86 2.298 170 780 549 3.883 103 2.243 105 273 205 2.929 1998. 31.425 47 3.107 211 936 614 4.915 131 2.650 145 488 398 3.812 1999. 34.770 99 5.597 337 1.236 803 8.072 329 2.624 119 446 374 3.892 2000. 180.429 630 9.268 1.292 3.020 1.734 15.944 298 4.296 116 714 440 5.864 2001. 207.974 889 20.031 3.390 5.067 3.469 32.846 745 6.685 219 1.559 651 9.859 2002. 15.071 150 32.698 5.065 7.908 4.183 50.004 1.023 11.087 415 3.528 1.023 17.076 2003. 22.554 531 41.891 9 9.178 3.643 55.252 1.293 11.515 6.525 4.233 1.714 25.280 2004. 73.252 1.022 46.662 21 9.585 3.678 60.968 1.783 19.227 9.211 3.152 1.910 35.283 2002. Okt. 10.845 1.864 35.974 7.748 6.024 4.549 56.159 708 8.256 462 3.597 1.321 14.344 Nov. 11.623 1.733 33.813 8.515 6.284 4.362 54.707 766 9.247 437 3.362 1.192 15.004 Dec. 15.071 150 32.698 5.065 7.908 4.183 50.004 1.023 11.087 415 3.528 1.023 17.076 2003. Jan. 15.742 2.321 33.437 431 8.109 3.840 48.138 990 8.017 5.340 3.545 764 18.656 Feb. 15.816 1.419 33.823 125 8.075 2.720 46.162 938 6.693 6.599 3.697 672 18.599 Mart 17.018 1.520 33.065 24 8.023 2.753 45.385 1.006 7.034 6.293 3.464 1.296 19.093 Apr. 17.191 551 34.418 22 8.618 2.717 46.326 982 7.676 6.315 3.588 1.333 19.894 Maj 18.555 588 34.424 25 8.015 2.766 45.818 933 7.687 7.695 3.500 1.336 21.151 Jun 12.964 564 33.401 23 8.104 3.035 45.127 899 8.256 7.934 3.835 1.477 22.401 Jul 15.530 538 35.034 20 8.206 3.215 47.013 1.066 9.325 8.294 3.772 1.701 24.158 Avg. 16.918 507 36.371 19 8.948 3.243 49.088 1.087 9.119 9.000 3.513 1.919 24.638 Sept. 16.798 488 38.093 11 10.269 3.303 52.164 1.091 10.949 9.375 4.236 1.491 27.142 Okt. 18.205 527 38.547 12 9.102 3.575 51.763 1.151 10.633 9.510 4.202 1.508 27.004 Nov. 19.576 623 40.021 12 9.914 3.386 53.956 1.149 11.509 8.563 4.099 1.666 26.986 Dec. 22.554 531 41.891 9 9.178 3.643 55.252 1.293 11.515 6.525 4.233 1.714 25.280 2004. Jan. 24.789 537 38.575 9 10.193 3.451 52.765 1.141 9.725 8.210 3.702 1.571 24.349 Feb. 25.933 489 35.641 11 8.683 3.440 48.264 1.180 9.749 8.495 3.713 1.567 24.704 Mart 29.568 520 36.310 32 10.263 3.452 50.577 1.170 10.216 9.955 3.937 1.616 26.894 Apr. 33.694 517 34.831 30 9.801 3.363 48.542 1.136 10.679 10.477 3.491 1.733 27.516 Maj 35.377 486 39.752 20 9.505 3.554 53.317 1.116 11.834 9.276 3.526 1.676 27.428 Jun 40.076 549 40.244 35 9.479 3.515 53.822 1.035 12.041 9.852 3.637 1.708 28.273 Jul 43.871 661 40.869 26 9.728 3.598 54.882 966 12.079 10.263 3.484 1.689 28.481 Avg. 52.408 668 41.265 34 9.200 3.654 54.821 1.001 12.688 10.483 3.776 1.723 29.671 Sept. 58.684 727 43.400 33 9.588 3.698 57.446 1.252 14.368 10.351 3.627 2.031 31.629 Okt. 63.155 820 46.663 31 9.715 3.753 60.982 1.684 16.462 10.485 3.456 1.877 33.964 Nov. 67.058 954 43.986 30 9.229 3.848 58.047 1.733 18.398 9.787 3.133 2.051 35.102 Dec. 73.252 1.022 46.662 21 9.585 3.678 60.968 1.783 19.227 9.211 3.152 1.910 35.283 2005. Jan. 72.301 1.150 41.430 13 9.177 3.645 55.415 1.673 17.918 8.801 3.117 2.017 33.526 Feb. 76.059 1.176 43.992 14 9.938 3.960 59.080 1.509 17.742 8.842 3.216 2.619 33.928 NAPOMENE: Od 1. januara 2004. godine stupio je na snagu novi Kontni okvir za banke i druge finansijske organizacije, uskla en sa Me unarodnim ra~unovodstvenim standardima. Decembar 2003. godine ura en po zakqu~nim kwi`ewima, a stawa na ra~unima prekwi`ena prema novom Kontnom okviru. 24 Statisti~ki bilten

Pasiva Ostale finans. instituc. Privreda Devizni depoziti Lok. organi samoupr. Stanovn. Neprof. instituc. (14 do 18) Obaveze prema NBS Stara devizna {tedwa Depoz. pravn. lica u likv. Kapital i rezerve Me ubank. odnosi (neto) Ostala pasiva Ukupno pasiva (1+7+13+19 do 25) 14 15 16 17 18 19 20 21 22 23 24 25 26 0 2.642 0 697 55 3.394 2.056 21.961 12.834 2.231 32.004 101.232 1997. 9 4.064 1 1.573 417 6.064 1.945 38.583 22.078 2.699 13.898 125.419 1998. 112 4.368 1 587 1.202 6.270 1.932 41.125 28.008 1.447 16.286 141.802 1999. 1.003 25.590 9 3.008 2.697 32.307 1.867 211.431 128.003 25.024 38.289 639.158 2000. 766 32.089 9 20.994 3.459 57.317 1.853 213.272 331.231 32.229 5.365 891.946 2001. 630 32.595 60 45.941 1.365 80.591 5.321 100 136.404 7.387 18.540 330.494 2002. 1.011 47.184 86 69.738 1.316 119.335 3.850 0 1.409 92.603 5.684 12.417 338.384 2003. 1.450 61.121 22 110.714 2.294 175.601 1.755 0 1.103 103.153 10.701 16.999 478.815 2004. 2002. 575 32.641 61 43.003 1.300 77.579 3.672 54 119.661 8.753 6.362 297.429 Okt. 605 32.271 62 44.516 1.341 78.795 3.520 29 120.280 9.581 6.913 300.452 Nov. 630 32.595 60 45.941 1.365 80.591 5.321 100 136.404 7.387 18.540 330.494 Dec. 2003. 672 33.875 56 48.095 1.482 84.180 5.472 126 406 126.811 9.380 3.480 312.391 Jan. 834 33.676 53 50.476 1.398 86.437 4.202 121 339 132.255 8.383 10.676 322.990 Feb. 784 34.545 54 51.557 1.503 88.443 5.437 166 241 129.483 8.693 10.256 324.215 Mart 1.309 35.672 53 52.548 1.314 90.896 4.782 160 259 128.235 6.499 8.524 322.766 Apr. 767 37.174 52 54.629 1.278 93.900 4.644 150 232 126.556 5.884 8.464 325.354 Maj 1.004 36.521 60 54.654 1.187 93.426 4.231 231 250 119.824 7.616 9.808 315.878 Jun 1.005 38.225 52 56.280 1.195 96.757 3.935 239 240 118.644 8.693 9.148 324.357 Jul 1.064 38.364 54 57.378 1.299 98.159 3.867 190 387 119.890 7.263 8.979 329.379 Avg. 1.106 44.465 55 61.727 1.383 108.736 3.877 209 304 120.789 7.978 10.307 348.304 Sept. 990 45.172 53 62.475 1.261 109.951 3.874 212 476 122.227 7.994 8.937 350.643 Okt. 1.005 46.660 53 66.291 1.394 115.403 3.897 304 693 124.633 7.691 9.096 362.235 Nov. 1.011 47.184 86 69.738 1.316 119.335 3.850 0 1.409 92.603 5.684 12.417 338.384 Dec. 2004. 983 47.230 86 71.171 1.321 120.791 3.911 3 1.459 93.246 685 12.822 334.820 Jan. 918 50.169 88 73.326 1.292 125.793 4.173 0 1.522 93.544 2.283 13.522 339.738 Feb. 1.085 48.984 93 76.985 4.253 131.400 3.711 0 1.741 91.207 821 13.148 349.067 Mart 1.093 47.319 65 80.002 3.885 132.364 3.531 0 894 92.680 1.648 13.189 354.058 Apr. 1.136 50.881 60 81.354 2.979 136.410 4.021 0 825 95.940 2.647 11.723 367.688 Maj 1.035 48.255 59 84.568 2.485 136.402 3.222 0 798 99.054 3.753 7.431 372.831 Jun 976 54.301 57 87.916 2.606 145.856 4.223 0 964 99.858 4.273 8.053 390.461 Jul 1.053 62.271 55 90.423 2.586 156.388 2.172 0 1.022 100.884 3.007 7.760 408.133 Avg. 1.097 62.603 43 94.472 2.383 160.598 1.821 0 989 105.185 1.249 5.418 423.019 Sept. 991 62.823 48 99.783 2.232 165.877 1.813 0 1.014 105.522 1.451 6.905 440.683 Okt. 1.758 63.003 36 103.791 2.219 170.807 1.775 0 995 106.763 9.618 9.519 459.684 Nov. 1.450 61.121 22 110.714 2.294 175.601 1.755 0 1.103 103.153 10.701 16.999 478.815 Dec. 2005. 1.580 59.706 24 115.953 2.286 179.549 1.746 0 1.378 117.887 11.446 6.185 479.433 Jan. 1.441 58.908 21 119.635 2.308 182.313 1.727 0 1.566 106.512 13.432 17.171 491.788 Feb. Februar 2005 25

Tabela 4 Monetarni pregled (iznos u milionima dinara, stawe krajem perioda) Devizna potra`ivawa od inostranstva NBS Banke (1+2) Neto potra`ivawa NBS Dr`avi Neto potra`ivawa banaka (4+5) Druge finansijske institucije Doma}i krediti Drugim sektorima Privredi Stanovni{tvu Lokalni organi samoupr. Neprofitnim institucijama 1 2 3 4 5 6 7 8 9 10 11 Aktiva 1997. 16.050 4.740 20.790 1.029-133 896 0 29.575 667 21 1.220 1998. 31.276 9.043 40.319 2.821 559 3.380 61 42.668 1.332 272 672 1999. 36.328 8.932 45.260 4.840 1.661 6.501 80 50.346 1.663 263 661 2000. 250.493 51.858 302.351 7.518 45 7.563 16.330 187.961 2.684 1.480 4.783 2001. 270.134 66.076 336.210 11.965-902 11.063 17.407 209.085 5.008 1.627 8.981 2002. 137.589 43.438 181.027 9.552-15.724-6.172 632 137.961 16.020 593 2.381 2003. 193.700 49.344 243.044-12.049-1.003-13.052 392 141.814 28.643 1.403 1.435 2004. 244.837 53.941 298.778-11.336 11.104-232 695 195.186 64.441 1.268 1.702 26 2002. Okt. 131.222 53.638 184.860 9.624-9.103 521 600 125.302 13.642 384 2.062 Nov. 131.739 51.040 182.779 8.173-9.979-1.806 550 130.013 14.539 593 2.148 Dec. 137.589 43.438 181.027 9.552-15.724-6.172 632 137.961 16.020 593 2.381 2003. Jan. 135.738 45.209 180.947 15.130-19.050-3.920 656 136.147 15.863 590 2.201 Feb. 128.590 44.254 172.844 14.393-20.122-5.729 598 146.912 16.867 418 2.114 Mart 130.038 41.496 171.534 17.832-19.538-1.706 590 148.783 17.745 506 2.129 Apr. 140.391 43.000 183.391 14.844-18.905-4.061 389 150.035 19.072 759 2.148 Maj 141.290 41.377 182.667 14.291-16.309-2.018 381 153.221 20.982 906 2.114 Jun 139.275 42.159 181.434 13.710-13.741-31 406 154.788 22.037 903 2.256 Jul 144.097 42.243 186.340 12.182-12.064 118 413 159.338 23.137 1.004 2.239 Avg. 160.907 39.926 200.833 8.806-10.401-1.595 404 162.345 23.980 1.109 2.410 Sept. 192.810 51.297 244.107-19.399-9.922-29.321 402 164.972 24.736 1.095 1.734 Okt. 206.458 45.535 251.993-28.119-7.987-36.106 429 166.074 26.243 1.393 1.727 Nov. 213.152 50.724 263.876-25.481-6.824-32.305 405 169.574 27.696 1.403 1.797 Dec. 193.700 49.344 243.044-12.049-1.003-13.052 392 141.814 28.643 1.403 1.435 2004. Jan. 190.734 42.026 232.760-12.777 26-12.751 441 146.212 29.772 1.192 1.395 Feb. 190.047 41.562 231.609-12.304 1.547-10.757 400 151.972 30.496 1.136 1.406 Mart 187.951 46.029 233.980-10.267 2.723-7.544 423 152.391 32.383 1.116 1.382 Apr. 196.636 39.694 236.330-11.765 3.271-8.494 452 158.547 34.272 1.112 1.368 Maj 191.437 44.629 236.066-5.892 2.320-3.572 474 161.780 37.412 1.102 1.275 Jun 199.126 38.092 237.218-1.261 3.598 2.337 415 165.520 40.248 1.157 1.317 Jul 197.102 45.066 242.168-1.147 4.520 3.373 388 173.923 44.061 1.228 1.356 Avg. 211.775 49.003 260.778-7.370 4.354-3.016 443 178.750 47.580 1.351 1.334 Sept. 217.108 50.797 267.905-6.865 5.729-1.136 482 182.168 52.059 1.383 1.369 Okt. 226.753 46.595 273.348-8.549 7.123-1.426 319 187.025 57.750 1.407 1.443 Nov. 233.595 49.831 283.426-12.706 8.735-3.971 409 192.890 62.640 1.349 1.388 Dec. 244.837 53.941 298.778-11.336 11.104-232 695 195.186 64.441 1.268 1.702 2005. Jan. 260.406 45.997 306.403-16.353 11.665-4.688 551 204.982 66.032 1.230 1.656 Feb. 267.311 44.458 311.769-25.818 12.351-13.467 494 211.691 66.830 1.167 1.576 NAPOMENE: Od januara 2002. godine iskqu~ene ~etiri velike dr`avne banke kojima je oduzeta dozvola za rad, kao i banke koje su godinama ve} bile u postupku likvidacije (38 banaka), ali su se u bilansima ponavqala wihova stawa iz posledweg meseca dok su poslovale. U decembru 2002. godine prikazane i obaveze prema Pariskom klubu poverilaca, a monetarni agregati korigovani za odre ene me ubankarske odnose. standardima. Decembar 2003. godine ura en po zakqu~nim kwi`ewima, a stawa na ra~unima prekwi`ena prema novom Kontnom okviru. Statisti~ki bilten

Aktiva Doma}i krediti Potra`ivawa od dr`ave po osnovu stare devizne {tedwe (7 do 12) NBS Ostala aktiva Banke (14+15) Ukupno aktiva (3+6+13+16) 12 13 14 15 16 17 22.291 53.774-33 38.187 38.154 113.614 1997. 41.265 86.270-5.638 17.608 11.970 141.939 1998. 43.024 96.037-6.991 24.237 17.246 165.044 1999. 222.638 435.876-86.344 107.395 21.051 766.841 2000. 208.318 450.426-50.633 316.218 265.585 1.063.284 2001. 66 157.653 22.375 84.058 106.433 438.941 2002. 0 173.687 14.587 42.194 56.781 460.460 2003. 0 263.292 23.150 51.150 74.300 636.138 2004. 2002. 69 142.059 37.661 49.816 87.477 414.917 Okt. 69 147.912 35.152 50.871 86.023 414.908 Nov. 66 157.653 22.375 84.058 106.433 438.941 Dec. 2003. 70 155.527 25.414 62.703 88.117 420.671 Jan. 68 166.977 24.998 69.398 94.396 428.488 Feb. 69 169.822 22.281 65.622 87.903 427.553 Mart 69 172.472 19.180 63.158 82.338 434.140 Apr. 71 177.675 20.719 62.577 83.296 441.620 Maj 69 180.459 20.094 47.247 67.341 429.203 Jun 70 186.201 21.755 46.674 68.429 441.088 Jul 14 190.262 25.980 47.004 72.984 462.484 Avg. 14 192.953 22.890 47.219 70.109 477.848 Sept. 14 195.880 18.256 47.579 65.835 477.602 Okt. 14 200.889 19.424 48.650 68.074 500.534 Nov. 0 173.687 14.587 42.194 56.781 460.460 Dec. 2004. 0 179.012 17.378 42.663 60.041 459.062 Jan. 0 185.410 18.036 42.200 60.236 466.498 Feb. 0 187.695 17.925 42.318 60.243 474.374 Mart 0 195.751 19.160 43.094 62.254 485.841 Apr. 0 202.043 18.181 43.805 61.986 496.523 Maj 0 208.657 18.236 43.203 61.439 509.651 Jun 0 220.956 15.336 44.328 59.664 526.161 Jul 0 229.458 17.797 44.038 61.835 549.055 Avg. 0 237.461 18.199 44.203 62.402 566.632 Sept. 0 247.944 17.693 45.691 63.384 583.250 Okt. 0 258.676 17.406 47.711 65.117 603.248 Nov. 0 263.292 23.150 51.150 74.300 636.138 Dec. 2005. 0 274.451 25.444 50.309 75.753 651.919 Jan. 0 281.758 26.563 52.331 78.894 658.954 Feb. Februar 2005 27

Tabela 4 Monetarni pregled (iznos u milionima dinara, stawe krajem perioda) NBS Devizne obaveze prema inostranstvu Banke (1+2) Gotov novac u opticaju Nov~ana masa M2 Nov~ana masa M1 Depoziti po vi ewu (4+5) Nov~ana masa M3 Dinarski oro~eni depoziti (6+7) Devizni depoziti (8+9) Pasiva Stara devizna {tedwa 1 2 3 4 5 6 7 8 9 10 11 1997. 21.145 19.940 41.085 4.716 3.883 8.599 2.929 11.528 3.394 14.922 21.961 1998. 37.977 31.425 69.402 5.051 4.915 9.966 3.814 13.780 6.064 19.844 38.583 1999. 41.299 34.770 76.069 6.707 8.072 14.779 3.897 18.676 6.270 24.946 41.125 2000. 227.827 180.429 408.256 10.933 16.093 27.026 5.871 32.897 32.307 65.204 211.431 2001. 252.760 207.974 460.734 25.266 32.967 58.233 9.865 68.098 57.317 125.415 213.272 2002. 52.429 15.071 67.500 43.719 50.096 93.815 17.085 110.900 80.591 191.491 100 2003. 68.479 22.554 91.033 42.979 56.565 99.544 25.342 124.886 119.980 244.866 0 2004. 74.102 73.252 147.354 45.165 66.070 111.235 35.349 146.584 176.498 323.082 0 2002. Okt. 53.782 10.845 64.627 39.153 56.305 95.458 14.382 109.840 77.579 187.419 54 Nov. 53.853 11.623 65.476 37.312 54.805 92.117 15.018 107.135 78.795 185.930 29 Dec. 52.429 15.071 67.500 43.719 50.096 93.815 17.085 110.900 80.591 191.491 100 2003. Jan. 51.866 15.742 67.608 38.972 48.138 87.110 18.728 105.838 84.180 190.018 126 Feb. 52.588 15.816 68.404 38.748 46.162 84.910 18.655 103.565 86.437 190.002 121 Mart 53.574 17.018 70.592 36.917 45.385 82.302 19.155 101.457 88.443 189.900 166 Apr. 60.534 17.191 77.725 38.836 46.326 85.162 19.943 105.105 90.896 196.001 160 Maj 58.547 18.555 77.102 38.855 45.818 84.673 21.203 105.876 93.900 199.776 150 Jun 58.015 12.964 70.979 37.546 45.127 82.673 22.443 105.116 93.426 198.542 231 Jul 58.675 15.530 74.205 37.955 47.013 84.968 24.193 109.161 96.757 205.918 239 Avg. 68.761 16.918 85.679 38.926 49.088 88.014 24.674 112.688 98.159 210.847 190 Sept. 68.953 16.798 85.751 39.224 52.164 91.388 27.176 118.564 108.736 227.300 209 Okt. 69.433 18.205 87.638 40.253 51.763 92.016 27.042 119.058 109.951 229.009 212 Nov. 69.003 19.576 88.579 39.121 55.704 94.825 27.042 121.867 115.403 237.270 304 Dec. 68.479 22.554 91.033 42.979 56.565 99.544 25.342 124.886 119.980 244.866 0 2004. Jan. 69.930 24.789 94.719 39.136 55.044 94.180 24.411 118.591 121.452 240.043 3 Feb. 70.345 25.933 96.278 38.005 52.908 90.913 24.771 115.684 126.274 241.958 0 Mart 69.036 29.568 98.604 38.004 54.378 92.382 26.959 119.341 131.968 251.309 0 Apr. 70.343 33.694 104.037 41.588 51.719 93.307 27.577 120.884 132.980 253.864 0 Maj 69.195 35.377 104.572 39.194 57.568 96.762 27.500 124.262 137.299 261.561 0 Jun 77.311 40.076 117.387 40.347 57.018 97.365 28.335 125.700 136.945 262.645 0 Jul 76.187 43.871 120.058 42.049 58.107 100.156 28.540 128.696 146.526 275.222 0 Avg. 76.785 52.408 129.193 40.213 58.893 99.106 29.747 128.853 157.049 285.902 0 Sept. 73.559 58.684 132.243 42.463 60.990 103.453 31.693 135.146 161.388 296.534 0 Okt. 72.735 63.155 135.890 41.067 65.926 106.993 34.028 141.021 166.548 307.569 0 Nov. 71.642 67.058 138.700 39.518 65.669 105.187 35.161 140.348 171.561 311.909 0 Dec. 74.102 73.252 147.354 45.165 66.070 111.235 35.349 146.584 176.498 323.082 0 2005. Jan. 88.995 72.301 161.296 38.861 62.573 101.434 33.585 135.019 180.508 315.527 0 Feb. 78.414 76.059 154.473 39.171 68.099 107.270 33.987 141.257 183.331 324.588 0 NAPOMENE: Od 1. januara 2004. godine stupio je na snagu novi Kontni okvir za banke i druge finansijske organizacije, uskla en sa Me unarodnim ra~unovodstvenim standardima. Decembar 2003. godine ura en po zakqu~nim kwi`ewima, a stawa na ra~unima prekwi`ena prema novom Kontnom okviru. 28 Statisti~ki bilten

Pasiva Kapital i rezerve Ostala pasiva NBS Banke (12+13) Blokirani depoziti NBS Banke (16+17) Saldo me ubankarskih odnosa Ukupna pasiva (3+10+11+ 14+15+18+19) 12 13 14 15 16 17 18 19 20 1.105 12.834 13.939 128 4.257 32.004 36.261-14.682 113.614 1997. 1.997 22.078 24.075 122 3.349 13.898 17.247-27.334 141.939 1998. 2.181 28.008 30.189 142 5.707 16.286 21.993-29.420 165.044 1999. 6.657 128.003 134.660 57 23.851 38.289 62.140-114.907 766.841 2000. 8.579 331.231 339.810 1.001 39.270 5.365 44.635-121.584 1.063.283 2001. 2.173 136.404 138.577 2.064 18.129 18.540 36.669 2.539 438.940 2002. 2.770 92.603 95.373 3.124 10.477 12.417 22.894 3.170 460.460 2003. 15.738 103.153 118.891 1.604 19.874 16.999 36.873 8.334 636.138 2004. 2002. 12.338 119.661 131.999 2.040 22.060 6.362 28.422 354 414.915 Okt. 3.541 120.280 123.821 2.109 28.327 6.913 35.240 2.303 414.908 Nov. 2.173 136.404 138.577 2.064 18.129 18.540 36.669 2.539 438.940 Dec. 2003. 2.367 126.811 129.178 2.331 25.246 3.480 28.726 2.685 420.672 Jan. 1.794 132.255 134.049 2.241 21.807 10.676 32.483 1.188 428.488 Feb. 1.326 129.483 130.809 2.166 22.612 10.256 32.868 1.051 427.552 Mart 2.406 128.235 130.641 2.251 19.977 8.524 28.501-1.139 434.140 Apr. 9.417 126.556 135.973 2.305 18.895 8.464 27.359-1.045 441.620 Maj 8.941 119.824 128.765 2.399 17.247 9.808 27.055 1.233 429.204 Jun 9.292 118.644 127.936 1.111 18.937 9.148 28.085 3.594 441.088 Jul 8.169 119.890 128.059 1.663 25.474 8.979 34.453 1.594 462.485 Avg. 8.357 120.789 129.146 1.710 21.972 10.307 32.279 1.453 477.848 Sept. 778 122.227 123.005 1.771 25.584 8.937 34.521 1.446 477.602 Okt. 975 124.633 125.608 2.112 33.226 9.096 42.322 4.339 500.534 Nov. 2.770 92.603 95.373 3.124 10.477 12.417 22.894 3.170 460.460 Dec. 2004. 2.769 93.246 96.015 3.285 13.807 12.822 26.629-1.632 459.062 Jan. 2.768 93.544 96.312 3.144 15.685 13.522 29.207-400 466.499 Feb. 2.767 91.207 93.974 3.243 15.743 13.148 28.891-1.648 474.373 Mart 2.879 92.680 95.559 2.441 17.895 13.189 31.084-1.143 485.842 Apr. 2.764 95.940 98.704 2.374 18.345 11.723 30.068-756 496.523 Maj 2.986 99.054 102.040 2.425 17.805 7.431 25.236-82 509.651 Jun 2.983 99.858 102.841 1.984 16.588 8.053 24.641 1.415 526.161 Jul 2.986 100.884 103.870 2.461 19.597 7.760 27.357 273 549.056 Avg. 2.985 105.185 108.170 2.711 22.759 5.418 28.177-1.203 566.632 Sept. 2.983 105.522 108.505 1.683 23.888 6.905 30.793-1.190 583.250 Okt. 2.988 106.763 109.751 1.896 24.684 9.519 34.203 6.789 603.248 Nov. 15.738 103.153 118.891 1.604 19.874 16.999 36.873 8.334 636.138 Dec. 2005. 15.738 117.887 133.625 2.022 23.359 6.185 29.544 9.905 651.919 Jan. 15.736 106.512 122.248 2.019 26.726 17.171 43.897 11.729 658.954 Feb. Februar 2005 29